Fraudulent Charges
Someone logged into my brothers account at 1:57 am this morning and made a ton of fraudulent transactions until about 4 am when he logged in, changed his password, and changed his email contact. He also changed his email password.
They used the borrow/after pay crap, and paid it off with his linked debit card. They didn't actually take that much from his debit card (like 200), but they did use about 200 in borrow and 175 in after pay.
I was hoping someone could give some clarification on how easy it is to work with cashapp on disputes specifically with their credit crap. We filed a dispute through cashapp, and he was going to file a dispute with his bank once they open this morning, but I can't find any info on how cashapp handles borrow/after pay with the credit bureaus. We have no intention on paying cash app anything that was borrowed. Worst case scenario, the bank refunds the charges and cashapp declines the dispute. If that happens though, do they report to the credit bureaus? If we don't pay it and just let them close the account, would there be any consequences? I don't mind dealing with collections, but it would be kind of annoying if we needed to file disputes with the credit bureaus because of this.