Struggling to break into underwriting/insurance, need real advice
Hi all, looking for some real advice. I graduated in 2024 (BBA, International business) and have been trying to break into underwriting for a while now but I've got zero direct insurance experience, my background's actually in hospitality/care work for over a year. I'm based in Philly.
I've had a few callbacks and made it pretty far in the process for a couple insurance associate roles, but didn't end up getting either. Been actively job searching for underwriting/insurance associate roles for about 2 to 3 months now.
The problem I keep running into is almost every underwriting assistant or trainee posting wants 3+ years of experience. Which feels backwards for something called "assistant" and internships seem completely gatekept for recent grads only, which I'm not anymore.
I did take a couple intro courses through The Institutes just to get familiar with the terminology. I know it's not gonna carry much weight at all, but figured better than nothing while I keep applying. Really interested in eventually getting into E&S or specialty lines specifically cuz that's the direction that actually excites me.
So genuinely asking, what am I missing here? Is there a way to actually get my foot in the door without the 3 years everyone wants? Should I be looking at certifications more seriously even though I feel like most companies just sponsor that stuff once you're already in? Anyone break in a similar way, would love to hear how.
Appreciate any advice, thank you.