What would make a FIRE / financial planning tool actually useful for digital nomads?
I’m building a small project for people who are location-independent but still think seriously about money, FIRE, taxes, and long-term planning. I am nearly 15 years of experience principal engineer using strict AI coding techniquest to create something really valuable :)
The basic idea: most FIRE calculators assume you stay in one city/ country forever. That feels wrong for nomads. Your cost of living, currency, tax situation, visa limits, and target city can completely change your 'financial independence' timeline.
I’m working on a tool that helps answer questions like:
- Where would my current net worth and savings rate go furthest?
- How many years would moving from London/Berlin/SF to Porto, Warsaw, Chiang Mai, Medellin, etc. actually buy back?
- Which cities fit my budget, visa constraints, lifestyle preferences, and FIRE target?
- What is my FI score in different locations?
- How do portfolio income, expenses, and geo-arbitrage change the plan over time?
I’m not trying to make another generic 'best cities for digital nomads' list. I’m more interested in the planning layer: money, location, tradeoffs, and the actual path to independence.
For people here who already live this way, what would make something like this genuinely useful?
A few things I’m considering:
- City comparison by FIRE timeline, not just cost of living
- Visa/tax-aware planning
- Portfolio and passive income tracking - sync with stocks
- AI-style coach that understands your preferences and constraints
- 'I would never live in X' hard filters, not just rankings
- Public/shareable score cards like 'FI score in Porto: 2031 vs London: 2038'
What would you want to see before you would trust or use a site like this? And what would make you immediately close the tab?
You can check: IndepAI