u/nodnarb0202

I just received my first automatic credit limit increase from Capital One after 5 months of having my Quicksilver credit card; bankruptcy filed late 2024.

My strategy involved nearly maxing the card out and paying it off before my statement closing date every month. Most of the time I would purchase things and immediately pay them off before allowing the balance to build up to the $300 credit limit.

My total in monthly transactions were between roughly $320 to $560 each month over the 5 month period.

I didn’t know what to expect from Capital One after reading all of the bucketed horror stories. But a CLI from $300 to $1800 in 5 months is not too bad compared to other posts I’ve read here on Reddit…