u/pantoponrosey

Hello! This may be a long shot but I’m wondering if anyone has ideas for getting just a few large/cumbersome items from a relatives house in AZ to our house in OR. Neither of us are fully moving, just trying to get a few big items state to state after a death in the family: motorcycle (not running), piano, dining table. Clearly not enough for a full truck, maybe not even for a small pod, but difficult to do ourselves. I’m feeling pretty lost in all the options out there…has anyone done something like this before and have ideas on the most efficient method (or even some better search keywords I might use besides “moving”, since that isn’t quite accurate)?

Thank you!!

Hoping I can get some help from the wise people of this sub! I've gotten better info here than any of the servicer or StudentAid.gov resources...

I have multiple federal loans, a mix of subsidized, unsubsidized, and grad PLUS. I have had pretty minimal servicer assignment switching, did not join SAVE, and have been in PAYE for the entirety of repayment. Because I never switched to SAVE and had always been on a qualifying plan and in qualifying employment, there never seemed to be a need to consolidate my loans. I've been tracking the number of eligible payments and recertifying regularly, and now my two undergrad loans are at 124 payments and should, in theory, be eligible for PSLF. Currently I have an icon next to those loans on the StudentAid dashboard tracker that says "you've reached 120 payments but may need to meet other program requirements", but the link for "more details" is pretty useless and doesn't say anything about what requirements those might be. The letter included with my most recent PSLF recert update confirms those two loans have 124 eligible payments and says "your loans may be eligible for PSLF on different timelines" which seems to indicate those two can get forgiven first, but it's not very specific.

Is this just a matter of waiting a bit longer for things to move through the system? Will those loans not, in fact, get forgiven before the rest of them hit 120? Did I do something horribly wrong in not consolidating over the years?

Thank you to anyone with insight or experience to share! Truly, so grateful for this place.