▲ 0 r/NCL

Norwegian Care medical claim

Has anyone had a medical reason turned down by Norwegian Care? Wondering what they tend to turn down if so. I’m having my first bout of intense vertigo and been going on for days. Doctor says its likely BVVP and can be a fairly easy at home fix, but it can take time and/or be easily triggered again especially within the next few weeks. I know people can have vertigo off and on for weeks with this

Cruise is in 12 days and I would fly in less than a week (self arranged). Doctor put vertigo as my diagnosis and said “patient requested this letter to avoid cancellation charges” 🙄 yet he sounded so willing to write me a letter in our appt, he even mentioned it after I said im worried about my cruise and may prefer to cancel. To me this seems like a safety issue as a solo international traveler when you need to stay aware of surroundings and dont have anyone to rely on. Plus…being able to walk steadily you know?

Anyway Im bracing for NorwegianCare to deny it. At least theres 90% FCC as backup. Anyone have experience having medical claims denied?

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u/papayameow — 5 days ago

ULPT Request - Can a doctor disqualify me from a cruise for vertigo?

Ive been having vertigo for a few days and I think it should be better before the day of my cruise in 2 weeks. But im wondering if I can go to the doctor now and have a chance of them disqualifying me from going on a cruise with this condition. The ship is having mechanical issues and my insurance allows me to cancel with medical reason for 100% cash back or any other reason for 90% cruise credit. I’d rather take the 100% obviously. Anyone have experience with this?

I have a phone appointment tomorrow. Would they want a physical exam too or could they just write something for me tomorrow if I have my own concerns surviving the ship’s motion?

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u/papayameow — 9 days ago
▲ 1 r/horary

Will my cruise retain at least 4 out of 5 scheduled ports?

I’d love some feedback on a horary chart I cast about an upcoming cruise. Funny enough, I recently posted here about a lost passport, which I was successfully able to find. I came back with an update because there were some fascinating hindsight correlations in the chart. This cruise is what I needed the passport for, and now I have a new problem! LOL

The question is: Will the cruise retain at least 4 out of 5 scheduled ports?

For context, this is an international cruise, and the ship has reportedly had a propulsion issue that started toward the end of the previous sailing. The current sailing has apparently had significant itinerary changes, so I asked specifically about my own upcoming sailing on July 12th. 

My main read is focused on the querent and the voyage. Scorpio rises, so I’m taking Mars as my L1 significator. I’m using the 9th house for the voyage since this is long-distance/international travel, which makes the Moon the L9 significator of the cruise/trip.

The Moon L9 is in the 1st house, which seemed like a positive testimony that the voyage comes to me or is strongly connected to me. That said, the Moon is in Scorpio and in fall, so I don’t read it as an easy or ideal situation. That seems to fit the real-life context of disruption and uncertainty. I have been quite upset today and will have limited information until I’m on board.

The Moon applies first to Mercury, which made me think of announcements, itinerary information, logistics, or scheduling. Mercury is conjunct Jupiter, so I wondered if that could show some kind of favorable news or workaround. After that, the Moon L9 applies to Mars L1, which I’m tentatively reading as the voyage eventually reaching me / connecting with my significator. And finally, Jupiter is the last aspect by trine, which seems favorable.

So my tentative judgment from the main significators is that the chart shows a stressful or compromised situation, but not necessarily one where the itinerary completely falls apart. I’m leaning toward we do keep most ports / we lose one, perhaps with stress/disappointment, but still favorable but I’m very open to correction.

As an aside, I also noticed a few things that may or may not be relevant, but I don’t want to overcomplicate the main judgment. If using the 7th house as a secondary significator for the cruise line/operator, Taurus is on the 7th, so Venus could represent the operator. Venus is in Leo in the 10th house, about 1° from the MC, which made me wonder if the cruise line is especially prominent in the outcome. The Sun rules the MC and is in Cancer, very close to / effectively in the 9th house, which seemed like a possible link between the outcome and the voyage itself.

Humorously, the ship is the Norwegian Sun. I did not use the Sun as a significator in my main judgment, but since the Sun rules the MC and is effectively in the 9th, I’m curious whether anyone would consider that symbolically relevant, even just experimentally, given the literal name of the ship.

But again, my main question is really about the 1st/9th/Moon testimony. I’d especially appreciate thoughts on whether the 9th is the right primary house here, how you’d read the Moon’s applications, and whether my judgment of “mostly goes forward, but with stress/compromise” seems supported.

Thank you!

u/papayameow — 11 days ago