u/paul_e39

My Virgin contract expires on September 24th and, after the usual retentions dance, I’ve been offered:

• £87/month for 24 months — 1GB Max broadband, 2 x 360 boxes, Sky Sports, TNT Sports and Netflix
• £26/month for 24 months — 1GB broadband only

I’m considering taking the £26 BB deal and moving the TV to Sky Ultimate at £69/month. That gives me Disney+, HBO Max, Discovery and TNT, and I prefer Sky’s TV interface. The downside is losing the second box unless I pay another £15/month.

So the difference is fairly small, and I’m not sure the hassle of switching is worth it.

What would you do?

1. Should I wait for the formal OFCOM cancellation notice and try Virgin again? Is there realistically much chance of getting the £87 offer down?
2. Is Sky Ultimate actually worth switching to for the extra content/interface?
3. Or should I just take the £87 Virgin deal and be done with it?

Interested in what others have done recently with Virgin retentions.

I have a limited company that I have used previously with my wife for our contracting roles in the UK. The company has about £130k in cash in the bank.

Thanks to the wonders of IR35, all of my roles since 2023 (bar one) have been inside. My wife is no longer working, but is drawing £12570 min salary from the company. I'm about to take a new role that is inside for the next 2 years and after that I will almost definitely retire.

I'm paying £1k a year for my accountant to keep the company accounts going and manage payroll.

I've spoken to my IFA and they have suggested just keeping the company open and use it as part of a salary/war chest for the start of retirement, and that I should just take the hit on accountant fees for the next few years. Im not sure thats the best option but get conflicting views when I research options such as voluntary liquidation, pay ourselves dividends etc.

Any help/advice appreciated.