u/pdkdj

Long story short, I have 15K in credit card debt. Now I could probably pay it off in a year but I’ve been struggling a bit to pay it down and I kind of just want a fresh start. I have about 20k in a Roth IRA right now. And another 15K in my 403b. Would it be worth it to take from either of those or just suck it up and pay it off over the course of 1-2 years?

Some extra info: I’m 24 and I own a house which is part of the reason I’m in this much debt lol