Dave Ramsey has made having debt give me major anxiety 😟
I am technically on baby step 4/6 and i have been following Dave Ramsey for years, since i graduated college and started listening to personal finance content.
I followed Dave Ramsey’s baby steps and got out of debt (student loans and car) and i was living debt free for like 2 years. I was saving for a house in the meantime.
Now i have a house with a mortgage and for some reason the feeling of having a mortgage which i only see it as debt, gives me major anxiety. It makes me want to do anything possible to pay off my house and i feel like i can’t relax. My mortgage payment is reasonable and i can still put money in retirement, hsa, save, invest and spend.
But having a debt has really almost ruined my mental health. It’s like following Dave for so long has put me off a debt lifestyle for years and now i have a mortgage and it makes me feel so wrong. Debt free life feels so much less risky.
And I’m a single homeowner so paying off my mortgage gazelle intense won’t be my plan. However it has pushed me to want to get a second job and do side hustle just to get rid of my mortgage and I’m wondering if im just doing too much just to get rid of the mortgage so i can feel free again. Was this Dave’s intention or do i need therapy 🥲