Beware of debt consolidation scammers!!!!
I just got scammed by someone from Reddit. I posted about my loans here and someone PMed me saying he knows someone who is from BSP and does the work for you but he can only be messaged on Discord.
So I spoke with that guy on Discord, because the one who suggested him told me I needed to tell him my story on why my loans ballooned to around 590k, and not to mention anything about gambling because it won't get approved. I didn't loan to gamble, I loaned because I was a breadwinner and it was for my family.
He told me he can close all of my loan app accounts by just letting me file for bankrupty but I had to pay up an amount for those loan apps to be closed. He was asking first if I had a bank loan, I said no. So he suggested he has a BPI loan of 250k. But then he asked what bank I have, I told him only UB. So he asked me if UB provided a loan for me to which I did receive an email that they were offering a bank loan for ₱106,300.
Mind you, I know you will judge me but I was TOO desperate to just stop the tapal system and be debt-free. So I loaned it and paid him ₱87,400 first. I was shocked why he needed that big amount of money but what I was thinking was just to be debt-free not knowing I was already being scammed.
He didn't reply for an hour because he said he needs to "take a bath", my mom went to my room and I just cried because I got scammed. So this is where the shit gets more serious and me getting more stupid 😭, he actually called me back and told me he just took a bath and need another $10,747 to finish the application process. I know this was stupid, but I sent it to him again. And now he does not reply anymore.
LESSONS LEARNED:
NEVER EVER TRUST ANYONE.
STOP WHEN THEY ASK FOR MONEY.
IF THEY ARE IN A HURRY, IT MEANS THEY WANT YOU TO BE RATTLED AND TO PROVIDE THEM THE MONEY THEY NEED FAST.
I know I'm stupid for just wanting to be debt-free, but instead I only added another BIG loan due to being desperate of just stopping the tapal system. I'm not proud of what happened. It got me depressed even more.
Want a name drop?
His name is mr.putin3111 on Discord. On Reddit, the person who suggested it was ProfessionalKey2041.
He gave his real name and cellphone number too which are:
Jeffrey Delos Santos
0970-383-7219
I believe all of them are just the same person.
SO BEWARE. NEVER BE VULNERABLE ESPECIALLY WHEN YOU'RE DESPERATE ENOUGH TO FINISH YOUR LOANS OR TO STOP TAPAL SYSTEM.