Teens and cellphone

I’m a mom of three teenage boys, and I would really appreciate some advice from parents who have been through this stage.
I homeschooled my boys until the end of middle school. Growing up, we limited screens a lot. We did things together—board games, museums, nature, outdoor activities, playing in the backyard, family outings, etc.
Now, my oldest is 18 and a senior in public high school, my second is 16 and a sophomore in public high school, and my youngest is 13 (still homeschooled ) . My youngest really isn’t an issue yet, but I am struggling so much with my older two and their phones/screens.
They are great kids. They are excellent students and get great grades. They play sports, stay out of trouble, and don’t go out doing crazy things. From the outside, they are the kind of teenagers people compliment me on, and I am very thankful for them.
But at home, I feel like I am constantly fighting a battle with their phones.
Whenever they aren’t at school, playing sports, or doing something they have to do, all they seem to want is their phones. Homework gets left until the last minute. I can ask five times for a simple chore to get done because they are distracted by their phones.
I find myself constantly saying, “Get off your phone,” “Did you do your homework?” “Please put your phone down,” “I already asked you to do this.” It has gotten to the point where they tell me that all I do is complain about their phones—and honestly, sometimes it feels that way to me too.
We talk about it almost every day, which obviously isn’t working.
I also have a strong personality, so when I get frustrated, I tend to raise my voice. I know that isn’t helping either. But seeing them sitting on their phones for hours genuinely drives me crazy.
My husband is an excellent father, but he is much more introverted and laid-back about this than I am, so most of the phone monitoring and arguing ends up falling on me.
I hate how much phones have taken over teenage life. At the same time, I understand that with high school, friends, sports teams, school communication, etc., there really isn’t a way to completely go back to life without phones.
What I miss most is our family connection. We used to play board games, go outside, do things together, and just enjoy being around each other. Now it feels like nothing can compete with a phone for very long.
For parents who have successfully navigated this stage with older teenagers: How do you set healthy limits without constantly fighting about it?
I don’t want the last few years I have with them at home to be spent with me nagging them about their phones. I want boundaries, responsibility, and family connection—but I also want peace in our home.

My boys tell me I am always bringing conflict to the house. They want me to let them alone. I am so , so tired of nagging and asking and screaming every and each day.

An example: weekdays they get home from school straight to their bedroom to scroll cellphone for hours. Then they check cell phones during dinner. Homework is left for 10pm.
They say it is because they are tired from school.

Weekends it is sofa and phones for hours. If I complain, they go to their bedrooms. If we go somewhere for a hiking, in the car they just stay on their phones. When I pick them up from practices, they are scrolling on their phones because they say they are tired from practice. Any kind of conversation I try to have, all they do is say I don’t want to talk, I am tired.

My husband hates conflict and confrontation
so he does not get involved. I am so tired to the point t of just wishing they go to school and find a job so they spend all day busy instead of cell phones.

Thank you!

reddit.com
u/questions8112 — 10 days ago

Teenager and phones

I’m a mom of three teenage boys, and I would really appreciate some advice from parents who have been through this stage.
I homeschooled my boys until the end of middle school. Growing up, we limited screens a lot. We did things together—board games, museums, nature, outdoor activities, playing in the backyard, family outings, etc.
Now, my oldest is 18 and a senior in public high school, my second is 16 and a sophomore in public high school, and my youngest is 13 (still homeschooled ) . My youngest really isn’t an issue yet, but I am struggling so much with my older two and their phones/screens.
They are great kids. They are excellent students and get great grades. They play sports, stay out of trouble, and don’t go out doing crazy things. From the outside, they are the kind of teenagers people compliment me on, and I am very thankful for them.
But at home, I feel like I am constantly fighting a battle with their phones.
Whenever they aren’t at school, playing sports, or doing something they have to do, all they seem to want is their phones. Homework gets left until the last minute. I can ask five times for a simple chore to get done because they are distracted by their phones.
I find myself constantly saying, “Get off your phone,” “Did you do your homework?” “Please put your phone down,” “I already asked you to do this.” It has gotten to the point where they tell me that all I do is complain about their phones—and honestly, sometimes it feels that way to me too.
We talk about it almost every day, which obviously isn’t working.
I also have a strong personality, so when I get frustrated, I tend to raise my voice. I know that isn’t helping either. But seeing them sitting on their phones for hours genuinely drives me crazy.
My husband is an excellent father, but he is much more introverted and laid-back about this than I am, so most of the phone monitoring and arguing ends up falling on me.
I hate how much phones have taken over teenage life. At the same time, I understand that with high school, friends, sports teams, school communication, etc., there really isn’t a way to completely go back to life without phones.
What I miss most is our family connection. We used to play board games, go outside, do things together, and just enjoy being around each other. Now it feels like nothing can compete with a phone for very long.
For parents who have successfully navigated this stage with older teenagers: How do you set healthy limits without constantly fighting about it?
I don’t want the last few years I have with them at home to be spent with me nagging them about their phones. I want boundaries, responsibility, and family connection—but I also want peace in our home.

My boys tell me I am always bringing conflict to the house. They want me to let them alone. I am so , so tired of nagging and asking and screaming every and each day.

An example: weekdays they get home from school straight to their bedroom to scroll cellphone for hours. Then they check cell phones during dinner. Homework is left for 10pm.
They say it is because they are tired from school.

Weekends it is sofa and phones for hours. If I complain, they go to their bedrooms. If we go somewhere for a hiking, in the car they just stay on their phones. When I pick them up from practices, they are scrolling on their phones because they say they are tired from practice. Any kind of conversation I try to have, all they do is say I don’t want to talk, I am tired.

My husband hates conflict and confrontation
so he does not get involved. I am so tired to the point t of just wishing they go to school and find a job so they spend all day busy instead of cell phones.

Thank you!

reddit.com
u/questions8112 — 10 days ago
▲ 6 r/Banff

Father and son - 18th birthday trip

Hi everyone! I’m planning a special father-and-son trip for my son’s 18th birthday and would love some advice.
We live in Georgia and neither of them has ever taken a winter vacation or skied before, so this will be a completely new experience! We’re considering either Banff/Lake Louise or Jackson Hole.
Our current dates would be Thanksgiving weekend, Thursday, November 26 through Tuesday, December 1, 2026.
A few questions:
• Is Thanksgiving weekend a good time to visit, or is it too early in the winter season?
• Will they get the beautiful mountain scenery during that time, or will everything mostly be covered in snow? We definitely want spectacular views as well as the winter experience.
• Since they are complete beginners, would this be a good time/place to try skiing for the first time?
- how about snowmobile tours?
- no experience driving in snow. Should we rent a car or just uber?
• What other activities would you recommend for an 18-year-old and his dad? We’re looking for memorable/adventurous experiences, not just sightseeing.

• Are winter activities generally operating by Thanksgiving, or would we have a much better experience going in January or February?
• For those who have experienced both, what are some of the biggest differences between Banff/Lake Louise and Jackson Hole for a first winter vacation?
This is his 18th-birthday trip, so I really want it to be something they’ll remember for the rest of their lives.
Thank you for any recommendations, especially from families who have traveled with older teens!

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u/questions8112 — 13 days ago

Arrive loan

Hello! Does Arrive home EEP allow that clients renovate the house with their own funds after purchase?
I read the guidelines but can’t find an answer for it.
Thanks!

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u/questions8112 — 15 days ago

Advice on rates

I’d love to get some feedback from other MLOs/brokers on current pricing.

I’m pricing a conventional purchase today and feel like my company’s rates are running high. I’m curious if this is actually competitive with the current market or if I’m justified in being concerned.

Scenario:
• Purchase price: $500,000
• Down payment: 5%
• Loan amount: $475,000
• FICO: 818
• Zip: 75070 (Texas)
• Property: Single-family detached
• Occupancy: Primary residence
• Self-employed: 2 years, full documentation
• U.S. Citizen
• 12 months reserves
• Monthly qualifying income: $8,900
I’m getting 7.00% at par with lender-paid compensation.

For those of you who are currently pricing similar conventional loans, does this seem competitive?

Thank you!

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u/questions8112 — 2 months ago

Cash out on a double wide manufactured

Hello! Investor bough a manufactured home on a permanent foundation with cash and renovated it.
Now he has tenants and he wants to get cash out to reinvest in other properties.
It is zoned rural. I emailed dozens of lenders and I can’t find one who does a cash out in a manufactured investment. It is classified as real property. He owns the land. State of Georgia.
Any suggestions? Thanks!

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u/questions8112 — 4 months ago

Gift of Equity on a loan

I have a client that is buying a house from his brother. The brother is giving 100% of the equity as a gift of equity as he was deported from the country and his brother is the one who always paid the mortgage. It is going to be an investment DSCR loan. The lender does accept 100% gift of equity.
Their question is if they should do the contract purchase price at market value or a much lower value? I understand that the LTV will be affected, but the house is worthy $500,000 and loan amount $100,000.
Is there any advantage one way or another? Thanks!

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u/questions8112 — 5 months ago

Grand Canyon river trip

Hello! Is there a guided tour of the Grand Canyon that involves hiking/camping and the non motorized river rafting? Is rafting there dangerous for someone who can’t swim?
3 to 5 days. Thanks !

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u/questions8112 — 5 months ago

Son and father 4 - 5 days adventure

My son is turning 18, and my husband would like to take him on a guys-only trip — preferably something organized and guided by a Christian organization, with special ministry activities, devotionals, etc.

Is anyone familiar with anything like that? I found Canyon Ministries, and they offer river trips through the Grand Canyon, but I’d love to hear about more options. Thanks!

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u/questions8112 — 5 months ago

I had been working as an MLO for the past two years with the same brokerage, and I’ve always appreciated the team and support. Since the company was acquired, I’ve noticed some changes, and I’d like to better understand whether these are standard in the industry or specific to our current structure.

It seems that more responsibilities are being shifted to LOs, while some tasks traditionally handled by processors and underwriting are now falling on us. I wanted to get your perspective on a few points:

- The processing fee is currently $995—would you consider this typical in today’s market?

The compensation structure is 2.75% total, with 1.25% going to the MLO. How competitive is this?

In situations where pricing needs to be reduced, the MLO is expected to reduce their compensation first (up to 0.50%) before requesting a company concession. Is this standard practice?

There is no employer 401(k) contribution—how common is this across similar companies?

Files are required to be submitted with the Fannie/Freddie income calculator worksheet, or they are returned to the LO. Is this a typical expectation?

Response times from internal departments have been delayed, sometimes taking several days. How does this compare to industry norms?

Thank you!

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u/questions8112 — 5 months ago