Sofi direct deposit bonus
I’m interested in opening a SoFi account to trigger the direct deposit bonus and stack it with the Rakuten bonus.
The issue is that I’m a freelancer, so my payments don’t usually come in as a traditional payroll direct deposit. Has anyone found a reliable way to trigger SoFi’s direct deposit requirement using things like Schwab, Venmo, TreasuryDirect, payment apps, or any other method?
Also, are there any services/apps that can send payments coded as direct deposit, even if there’s a fee?
Not looking to do anything sketchy, just trying to figure out what actually counts before opening the account.