
Who are these people and how does work?
Got this DM. I am intrigued to know the business model

Got this DM. I am intrigued to know the business model
I live in Gurgaon. Have a couple of cars and toddler kids.
Used to have a Pulsar 180 that I bought in 2004 but gave it away a couple of years back.
Now Every-time I tell my wife I should get a bike, I am hit with logical questions about its usage. And logically it makes sense NOT to have it.
Yet I have this feeling I should get one
So what should I do
We are family of 4 and will reach Kathgodam at 11:00. Can anyone recommend a good cab service provider?
We need an innova or an ertiga. And priority is good quality cab as we have kids with us
It is now up for renewal and i am not getting fee reversal. While i was my primary card till a year back. Now I mostly use Axis M4B and atlas.
The use case now is just for 6 transactions to buy Amazon pay vouchers from shopwise.
I have M4B I used for months I have expenses above 1.5 lakh. Looking for the best card for months I don’t cross the threshold since Atlas is no longer that rewarding
Current spends
Rent - 1.1 lakh monthly
Groceries - 5k
Eating out - 15k
Shopping - 5k
Fees - 2.8L per quarter
Utilities - 5k
Petrol - 10k
Insurance premiums - 70k annual
Current cards - Atlas, indusind avios, hdfc swiggy, Amex gold, SBI phonepe, Magnus burgundy
Cibil: 800