▲ 10 r/Calgary

Apartment condo vs townhouse on limited budget

Hi! I'm almost 30 and currently paying about $1800 in rent in downtown Calgary for a 1 bed. I am considering buying either an apartment style condo in inner city or a townhouse far from inner city. My budget is $260-270k ideally which should get me to $1900-$2000 with mortgage+condo fee+property taxes. This does not account for any unexpected expenses of the condo. My hope is to live in it for 7-10 years and hopefully eventually upgrade once I have enough principal on it even if the property doesn’t appreciate significantly.

So far from what I have read and heard people always suggest going for a townhouse. However, I feel like if there are certain advantages of apartment style buildings in Calgary like underground parking (no snow cleaning), security and some amenities. Would love to hear thoughts of everyone who have purchased either of the two on a limited budget. The condo inventory is really high at the moment with much more supply than demand. The search definitely feels very overwhelming.

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u/randomreddituser2103 — 7 hours ago

Apartment condo vs townhouse on limited budget

Hi! I'm almost 30 and currently paying about $1800 in rent in downtown Calgary for a 1 bed. I am considering buying either an apartment style condo in inner city or a townhouse far from inner city. My budget is $260-270k ideally which should get me to $1900-$2000 with mortgage+condo fee+property taxes. This does not account for any unexpected expenses of the condo. My hope is to live in it for a few years and hopefully eventually upgrade once I have enough principal on it even if the property doesn’t appreciate significantly.

So far from what I have read and heard people always suggest going for a townhouse. However, I feel like if there are certain advantages of apartment style buildings in Calgary like underground parking (no snow cleaning), security and some amenities. Would love to hear thoughts of everyone who have purchased either of the two on a limited budget. The condo inventory is really high at the moment with much more supply than demand in Calgary. The search definitely feels very overwhelming.

Edit - sorry I should have been more specific about selling in a few years. I am looking at a 7-10 year time frame.

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u/randomreddituser2103 — 12 hours ago

How are so many new channels making 20 mins long form videos

Hey guys! I know there are several faceless channels on YouTube that are probably belong to successful YouTubers with many channels. But I am surprised to see so many of them create 20-25 mins long AI generated videos. Doesn't that cost almost $150-$200 per video (assuming some generations are not good enough and go to waste). Are these new channels just spending a lot early in the hopes of eventually generating revenue? Also, does this cause monetization issues in the future?

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u/randomreddituser2103 — 3 months ago

What matters most when starting?

For faceless long from channels - in order to get started, how important is it to research niches, see what's working and then try to modify and improve on those ideas?

Or is it better to go with something that you enjoy and focus on a strong script and thumbnail?

Side note: Also, how are so many new channels making 20 mins long A.I videos? Can they monetize them? Doesn't that cost like $100-200 for every video

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u/randomreddituser2103 — 3 months ago