u/richardsequeira

Auto Loan okay credit score, but some issues

Hi everyone,

I want to see if I can apply for an auto loan. I know NFCU or any financial institution would have the final on my application. However I want to know if anyone was under a familiar situation like mine

Long story short my credit score is at 680. I have several missed payments of 90 days and this was because I was unemployed during the second to last government shutdown. So one account was charged off, but paying the account monthly. One ended up going to collections.

As far as any other debt. I don’t have a lot. Since then I have been employed.

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u/richardsequeira — 1 month ago