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u/rjmessibarca

r/biltrewards r/PickAnAndroidForMe r/pixel_phones r/Bogleheads
▲ 205 r/Bogleheads

Been a boglehead for the last 6 years. I feel bad looking at the performance portfolio in Schwab - I am getting about 7.9% annualized vs about 15% in the same time frame had i just done S&P 500. What am I doing wrong

I am doing US:INTL:BOND in a 70:25:5 ratio. I also have some money in money market fund for buying a house

The return is making me regret not having dumped everything in S&P 500. Should I?

I do get stocks from my company that I sell whenever I am allowed to reinvest in boglehead philosophy

EDIT: for more context, i was planning to buy a house until 2 years ago and was saving a significant portion of my portfolio for in money market fund for the 20% down payment and now I dont have plans to buy a house (i think i am fine renting for a long time - atleast 4 years or so). I have regret now of not investing that money earlier

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u/rjmessibarca — 2 days ago
▲ 3 r/pixel_phones

Thinking of upgrading my pixel 7 to 10a because my battery life on 7 is horrible. How has the experience on 10a been?

I replaced the battery on pixel 7 earlier this year and now it is much better but still its very hard for it to last a day. How is the battery life on 10a?

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u/rjmessibarca — 2 months ago
▲ 1 r/PickAnAndroidForMe

[US] Mid-Range smartphone in the US with great battery life and less bloatware currently have a pixel 7

I'm extremely disappointed with pixel 7. the battery life is horrible. I have already replaced the battery but it still is not great. so for my next smartphone, I'm hoping to get something that has great battery life. Budget is relatively flexible but I do not really want a flagship and I do not care too much about photos

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u/rjmessibarca — 2 months ago
▲ 0 r/biltrewards

PSA- automatic payment was turned off in this 2.0 fiasco (WTF). Check your app to make sure you are not paying late fee or interest

Converted to Blue, had automatic payment on previously. It got turned off. Noticed this email today. Saw the app and had 2 interest fees and one late payment. Called them and they gave me credit for it.

But now I have to use my bilt blue so that I can use the credits I got.

u/rjmessibarca — 3 months ago