u/rockweller

Hi everyone,

I’m approaching retirement and I'm looking for a robust planning tool to optimize my decumulation phase. Standard retirement calculators don't cut it for my situation.

My Setup:

• Large RRSP.
• Holding Corp (no operating income, just stock investments with unrealized capital gains).

My Goal:
I want to compare an early RRSP meltdown vs. drawing from the Corp first to see which provides the best after-tax outcome. I need to figure out exactly how much to withdraw from each bucket annually to optimize my lifetime spend/estate.

What I need the software to do:

• Set up side-by-side withdrawal scenarios (or better yet, automatically optimize the withdrawal order).
• Accurately calculate corporate tax integration (automatically tracking CDA and RDTOH as unrealized gains are realized).

Has anyone with a Holding Corp successfully used a specific software to model this out? What would you recommend I use?

Thanks!

Hi everyone,

I'm approaching retirement and looking for a platform to optimize my withdrawal order.

My Setup:

• Large RRSP.
• Holding Corp (no operating income, just stock investments with unrealized capital gains).

My Goal:
I want to compare an early RRSP meltdown vs. drawing from the Corp first to see which leaves me with the best after-tax outcome. I need to figure out exactly how much to withdraw from each bucket annually.

I'm considering using Mayretire for this, but I want to make sure it can handle the corporate complexity. For those using it:

1. Does Mayretire have a feature to automatically optimize/suggest the withdrawal order between a Corp and an RRSP?
2. If it's manual, is it easy to set up side-by-side scenarios to compare them?
3. When modeling corporate withdrawals, will Mayretire automatically handle the tax integration (CDA, RDTOH) for my unrealized gains, or are those manual inputs?

Thanks in advance!

Hi everyone,

I’m approaching retirement and trying to use Adviice to optimize my withdrawal order, but I'm a bit stuck on how to build this out.

My Setup:

• Large RRSP.
• Holding Corp (no operating income, just stock investments with unrealized capital gains).

My Goal:
I want to compare an early RRSP meltdown vs. drawing from the Corp first to see which leaves me with the best after-tax outcome. I need to figure out exactly how much to withdraw from each bucket annually.

My Questions on using Adviice:

1. Does Adviice have a feature to automatically optimize/suggest the withdrawal order between a Corp and an RRSP?
2. If it's manual, what is the best workflow to set up side-by-side scenarios to compare them?
3. When modeling corporate withdrawals, will Adviice automatically handle the tax integration (CDA, RDTOH) for my unrealized gains, or is that a manual input?

Thanks in advance for any tips!

I’m helping a PPE / industrial distributor evaluate Vendor Managed Inventory software and may need a consultant for software selection and implementation planning.

The project may involve customer-site inventory, warehouse/branch inventory, min/max replenishment, barcode/RFID, smart lockers, PPE vending, ERP integration, or inventory optimization.

I’m looking for someone with practical VMI, ERP inventory, WMS, replenishment, or supply-chain systems experience — not someone trying to build custom software from scratch.

For people who have hired or worked with this type of consultant:

What job titles, skills, or search terms should I look for?

This would likely start as diagnostic work and could lead to implementation support. If you do this professionally, feel free to DM me with your background.