u/scream4cheese

▲ 0 r/CivicXI+1 crossposts

The gas model is not worth it

In my opinion I don’t think the gas model 11th gen civics are worth it. If you live in the city with traffic, you’ll find yourself going to the pump to fill up at least once a week. Gas isn’t cheap nowadays. Before the incident overseas, I was spending $21-$23 for a little more than half a tank of 87 octane. Nowadays, it’s about $10-$14 more.

With that being said, I bought my ‘22 civic sport last summer and I’ve only put about 2,000 miles on it. It now has 8,000 miles on the odometer.

The only reason I bought the gas civic was because it was the in my budget. I could’ve gotten the hybrid but I didn’t. I regret the decision to this day since I drive more since January and my commute is about 28 miles round trip. Heading to work in the morning is fine with barely traffic so my mpg is fine but it’s the rush hour traffic that kills my mpg. I’m not heavy on the accelerator, I don’t go over 60mph . I usually hover around 40-50mph and in rush hour, it’s usually less than 30mph or even slow crawling traffic.

If you’re thinking about getting the gas civic, you’ll be spending more on gas in the long run if you live in the city and drive in moderate to heavy traffic. Now that the weather is getting warmer, the ac will be on often and not will drop even more. I’m planning on trading this civic and getting the sport hybrid touring.

reddit.com
u/scream4cheese — 3 days ago

Should I pay it off?

Bought a car last summer and I still owe about $18,000. Interest is 4.99%. $518/month for 48 months with 40 months left on the loan. I have been paying an extra $400 instead principle for a few months but stopped recently. I hate paying it every month to know I can save an extra $518. Also planning on buying a house this year or by next year. I have less than $100grand saved up. I make about $6k a month. Should I dip in that savings to pay off the car or at least a more portion of it even though the potential plan on owning a home?

reddit.com
u/scream4cheese — 12 days ago

Should I pay it off now?

Bought a car last summer and I still owe about $18,000. Interest is 4.99%. $518/month for 48 months with 40 months left on the loan. I have been paying an extra $400 instead principle for a few months but stopped recently. I hate paying it every month to know I can save an extra $518. Also planning on buying a house this year or by next year. I have less than $100grand saved up. I make about $6k a month. Should I dip in that savings to pay off the car or at least a small portion of it even though the potential plan on owning a home?

reddit.com
u/scream4cheese — 12 days ago