▲ 30 r/zelle

How did the sender cancel Zelle payment?

A marketplace buyer sent me some money through Zelle to my Bank of America account . I instantly received a notification email from the bank about the payment, but it didn't appear in the list of transactions on my banking app. While I was waiting for the payment to appear, the buyer, to my surprise, pulled up an email with a "Cancel payment" link at the bottom. Not sure which app they were using. The moment they cancelled the payment, I received a follow-up notification from the bank with the subject: "The Zelle payment you were expecting from <X> didn't go through". The email body said: "<X> attempted to send a $<Y> Zelle® payment to your account ending in <Z>, but the payment couldn't be completed". It was not a phishing email, because it had last four digits of my bank account number, which I didn't share with them. They attempted Zelle a second time, and this time the payment went through.

This person was not a scammer. I was lucky. But what if I weren't. Zelle makes us believe that it's as good as cash. "Can I cancel a payment?" FAQ says this situation is only possible when the recipient's account is not enrolled with Zelle, which clearly wasn't the case here.

I called Zelle customer care the next day, but they were hedging and blaming the bank. Clearly, the reality is different from what they claim on their website. Does anyone have any explanation of what happened that day? A payment processing network cannot simply dodge their responsibility and make bold, false claims.

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u/sherlock_0x7C4 — 4 days ago

qwen2.5-coder:7b emits tool calls that opencode cannot process

LocalLLM newbie here. I hooked qwen2.5-coder:7b model locally hosted using ollama to opencode v1.17.11. When asked to write a hello world C program, the model emitted what looks like a tool call, but opencode doesn't call the write tool, but shows the JSON schema instead. What might I be doing wrong?

https://preview.redd.it/h2jhfxbtl5ah1.png?width=1568&format=png&auto=webp&s=52a6d54fd072f37599ae8ab768bc7bfe06c6a2ec

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u/sherlock_0x7C4 — 8 days ago

Turning refurbished PCs into backup server vs. a dedicated NAS

More I dig into the data hoarding space, new options open up. I almost made up my mind to get my hands on a UGreen DXP4800 Pro, but then I realized there are refurbished HP/Dell PCs listed on Amazon that are cheaper and come with a much better specs. So I'm kind of on the fence now. What would your thoughts be had you been in my shoes?

DXP4800 Pro

  • Costs $650
  • Intel® Core i3-1315U CPU
  • 8GB DDR5 5600MHz RAM (Expandable upto 96GB)
  • 42.36W (drive access), 18.12W (drive hibernation)

Refurbished PC (HP ProDesk 600 G5)

  • Costs $450
  • Intel Core i5-9500T
  • 32GB DDR4 RAM (Expandable upto 64GB)
  • 1TB NVMe

NAS over PC

  • NAS will likely have lower power consumption than PC, but not sure how significant the difference would be since I don't have the numbers for the PC
  • NAS will have smaller form-factor than the PC. If the PC doesn't have 4 hard drive bays, I'll have to get an external one
  • NAS iss sold by the OEM, the PC is a refurb by a third-party seller on Amazon, no warranty

PC over NAS

  • PC beats the NAS almost all hardware aspects
  • UGOS doesn't yet support RAIDZ/ZFS. I'll have to flash TrueNAS anyway
  • PC will likely have some resale value, allowing me to upgrade in the future
u/sherlock_0x7C4 — 17 days ago

How's Allstate insurance for hard drives?

eBay offers Allstate protection plans (administered by SquareTrade) for refurbished hard drives as well. Are those plans useful at all? Do they even legitimately settle claims? Does anyone have any first hand experience in dealing with them?

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u/sherlock_0x7C4 — 19 days ago

Alternative to ZFS/BTRFS self-healing on UGreen NAS

I don't know abot Synology, but as of June 2026, UGreen says,

>Regarding the implementation of BTRFS in UGOS and its comparison with RAIDZ, our official response is as follows:

>Regarding BTRFS+RAID 6 and Bit-rot: In the current UGOS architecture, BTRFS runs on top of traditional Linux software RAID (mdadm). The advantage of this architecture is its stability and ease of management. The BTRFS checksum function can indeed detect "silent data corruption" (bit-rot) at the filesystem level. Once an inconsistency is detected, the system will alert the user via system logs and notifications to prevent the corrupted data from being further backed up or spreading

>Regarding the limitations of Self-healing: As you pointed out, technically, if the filesystem directly manages the physical disks (such as native BTRFS RAID or ZFS), it can use redundant data to automatically repair bad blocks. However, in the current UGOS implementation, because the filesystem layer is separated from the physical RAID layer, BTRFS can detect the corruption but cannot directly command the underlying mdadm array to perform a targeted repair. Currently, such repairs typically require array synchronization or manual intervention through our remote support.

>Future Roadmap: We attach great importance to the needs of users for absolute data integrity. Supporting native ZFS and RAIDZ modes has been included in our R&D planning, which will provide professional users with a higher level of automatic error correction capabilities in the future

>In summary, the current mechanism focuses on "detection and prevention of spread," ensuring that you are informed of the data status. If you have extremely high requirements for data security, we recommend performing regular data scrubbing and maintaining a snapshot schedule.

If I don't want to toss out UGOS for TrueNAS in favor of RAIDZ, is there any user-mode "checksum-and-restore-if-corrupted" application/service that I can run on top of their OS to ensure data integrity? My guess is even if such program exists, it'd be impossible to self-heal from filesystem metadata corruption. If that's true, are those running UGOS willingly taking the risk of bit-rot / silent data corruption by sticking to UGreen ecosystem?

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u/sherlock_0x7C4 — 20 days ago

Does DXP4800 Pro support RAIDZ?

Does DXP4800 Pro support RAIDZ1/2? If not, then those who are using UGOS, are you using any other supplemental mechanism to compensate for the absence of ZFS (and self-healing)? I am aware that the NAS supports BTRFS, but it only does detect bit-rots, but does not rectify it, because the BTRFS layer works on top of RAID, not integrated with it.

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u/sherlock_0x7C4 — 20 days ago

ZFS on MiniPC (N95, 16G)

I'm planning to build a backup server using a MiniPC with Intel N95 processor and 16G RAM. I'll attach a 4-bay DAS, install TrueNAS with RAIDZ2 or UnRAID (with ZFS). Before even I spend time and money doing this, I'd like to run a spot check if the setup would be performant enough, given that ZFS is known to have fair amount of memory footprint. Can anyone with a similar hardware spec share their experience?

reddit.com
u/sherlock_0x7C4 — 20 days ago

Reputed sellers for refurb hard drives

Other than goharddrive, who are other reputed Amazon/eBay sellers who sell refurbished hard drives with 3-5 year warranty, more importantly, respect the warranty when time comes, and have responsive customer support?

reddit.com
u/sherlock_0x7C4 — 21 days ago

Which UGreen DXP model would provide the most customization flexibility?

Looks like processor is the primary difference for the UGreen NAS listed below. Which of these offers the most flexibility in terms of installing custom solutions, e.g., TrueNAS etc.? Is there any other aspect I should consider before making a decision.

u/sherlock_0x7C4 — 22 days ago

Looking for a robust home backup solution for photos

I'm considering buying a home NAS primarily for storing family photos. Like many others, I've been reminded that RAID is not a backup, which got me thinking about what a genuinely robust backup setup would look like for home users.

Ideally, I'd want a solution with the following properties:

  • Detect silent data corruption (bit rot): If multiple copies of the same data exist, the system should detect when one copy differs from the others.
  • Recover from corruption automatically: With sufficient redundancy (e.g., three copies?), the system should be able to determine the correct data via majority vote or checksums and repair corrupted copies.
  • Automated backups: Since photo collections change frequently, syncing or replication should happen automatically without manual intervention.
  • Easy to use: I'm looking for something practical for home use rather than enterprise-grade infrastructure.

Are there software or hardware solutions that satisfy these requirements?

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u/sherlock_0x7C4 — 23 days ago

Does UGreen DH4300+ support RAIDZ2?

DH4300+ have four drive bays, so I am assuming it supports RAID6. But does it support RAID with ZFS, i.e., RAIDZ2? Reliability is of utmost importance to me from a NAS solution, so I'd like to make sure before making a purchase.

reddit.com
u/sherlock_0x7C4 — 23 days ago

Does DH4300+ support RAIDZ2?

DH4300+ have four drive bays, so I am assuming it supports RAID6. But does it support RAID with ZFS, i.e., RAIDZ2? Reliability is of utmost importance to me from a NAS solution, so I'd like to make sure before making a purchase.

reddit.com
u/sherlock_0x7C4 — 23 days ago

How do I get KYC validated?

I have been out of MF investing scene for quite some time. I did some until couple years before. When I tried to invest in some MFs last week through MFUONLINE website, some of my new investments (funds that I didn't have prior investment with) failed due to KYC not being "validated". I see that the KYC is "registered" though from CAMS website KYC status check. In fact, investments with funds that I had folio numbers with went through. What do I need to get my KYC validated? Can it be done both online and offline? I tried searching information online, but couldn't find anything relevant.

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u/sherlock_0x7C4 — 1 month ago

What would be a legitimate source for Exos drives?

I'm thinking to get Seagate Exos 4TB drives for my NAS. More I shop around online, more it feels like a risky affair. I have never been in so much doubt about the legitimacy of a computer parts before!

  1. There are sellers on Amazon selling "new" Exos drives, but multiple reviews complain about receiving old drives with SMART data like Power-On Hours (POH) reset. I read that these scammers are may even use vendor-specific tools to reset SMART values that are otherwise not resettable.

  2. I thought I could at least rely on five-years Seagate warranty to check if those drives are new (as advertised) and legitimate. However, someone on reddit complained that when they initially checked for warranty on Seagate website, all looked good. Afterwards, when the return period expired and the drive failed, they tried to claim the warranty, only to receive a denial along the lines of: "this drive was sold as part of an enterprise...".

  3. On their website, Seagate is selling much larger drives, sizes that are way overkill for my use case.

Where do you suggest I get Exos (4T) drives from, keeping my sanity and peace of mind intact?

reddit.com
u/sherlock_0x7C4 — 1 month ago
▲ 0 r/HDD+1 crossposts

What would be a legitimate source for Exos drives?

I'm thinking to get Seagate Exos 4TB drives for my NAS. More I shop around online, more it feels like a risky affair. I have never been in so much doubt about the legitimacy of a computer parts before!

  1. There are sellers on Amazon selling "new" Exos drives, but multiple reviews complain about receiving old drives with SMART data like Power-On Hours (POH) reset. I read that these scammers are may even use vendor-specific tools to reset SMART values that are otherwise not resettable.

  2. I thought I could at least rely on five-years Seagate warranty to check if those drives are new (as advertised) and legitimate. However, someone on reddit complained that when they initially checked for warranty on Seagate website, all looked good. Afterwards, when the return period expired and the drive failed, they tried to claim the warranty, only to receive a denial along the lines of: "this drive was sold as part of an enterprise...".

  3. On their website, Seagate is selling much larger drives, sizes that are way overkill for my use case.

Where do you suggest I get Exos (4T) drives from, keeping my sanity and peace of mind intact?

reddit.com
u/sherlock_0x7C4 — 1 month ago

As the title says, I'm using: https://www.usvisascheduling.com to book an H-1B slot from the United States. However, that lands me at either of these two pages (screenshot below). I tried both Chrome and Mozilla. Not to mention, the website is unusably slow. What am I doing wrong? Any guidance would be of big help.

https://preview.redd.it/5qb8mw99qgzg1.png?width=1978&format=png&auto=webp&s=2ef3029df3f97db9ea586c9df969904b98c49963

https://preview.redd.it/mk8um56ztgzg1.png?width=2792&format=png&auto=webp&s=4e0f7ecadb776b904f019255f07963b69426b90a

reddit.com
u/sherlock_0x7C4 — 2 months ago