EP. 01 of AMA Reddit Anonymized podcast series ft. Sanjay Kathuria (u/kathuria_sanjay) is now live on youtube! Here's the link: https://youtu.be/IAmiNSJiIGM ! Do Like, Share, Comment & Subscribe on youtube (@FIREwithsnaky) channel so that we can get more guests and follow-on anonymized AMA podcasts!
▲ 6 r/FIREIndia+2 crossposts

EP. 01 of AMA Reddit Anonymized podcast series ft. Sanjay Kathuria (u/kathuria_sanjay) is now live on youtube! Here's the link: https://youtu.be/IAmiNSJiIGM ! Do Like, Share, Comment & Subscribe on youtube (@FIREwithsnaky) channel so that we can get more guests and follow-on anonymized AMA podcasts!

Dear All,

After countless weekend hours invested, it gives me immense joy to share with you that the first episode of the Reddit AMA Anonymized Podcast ft Mr. Sanjay Kathuria (u/kathuriasanjay) is now live! It was such a strange co-incidence that the episode on Financial Independence was recoded on none other than India's Indepence Day i.e. 15th August 2026 !

#The link for exhaustive AMA podcast Episode 1 is as follows :

https://youtu.be/IAmiNSJiIGM

We have tried to consolidate the myriad recurring questions into consolidated themes and presented the same along with the reddit usernames in the podcast for the query posters and community members!

I cannot thank Mr. Sanjay Kathuria enough for having agreed to participate in this effort and the entire work that he and his team have done without which this episode would not have been possible. I hope that the podcast delivers real value to people who asked questions in the AMA post here (AMA reddit post link: https://www.reddit.com/r/FIRE_Ind/s/esrQW7r0o5 ) and also to those who view the same even if they didnt ask any questions! I would also encourage you to ask follow-up questions / new questions if any so that we can request Sanjay sir for a part-2 of the podcast in the near future!

Having said the above, considering this was my first real shot at podcasting, I would like to apologize upfront if you don't find anything upto the mark as its a new journey for me too especially as being a camera shy, introverted person myself and not a content creator/influencer by any stretch of imagination. Do share your feedback on the youtube channel as comments for the same.

Needless to mention that it takes immense effort from many people working behind the scenes during weekends to get such podcasts out on youtube and your Like, Share, Comment and Subscribes will really give me the motivation to actually show better reach and get more guests in FIRE and personal finance space to feature in the series! Hence, it is my humble request, that if this community, my comments or discussions have provided any value to you then please consider subscribing the channel FIREwithsnaky (link: https://youtube.com/@firewithsnaky ) on youtube.

#Disclaimer: (1) As informed earlier, no questions on stock-picking, FNO, speculations etc. were considered for the AMA and nothing responded to on reddit or in AMA on youtube is to be construed as financial advise as the same is against the regulator norms. Please consult a SEBI registered financial advisor and do your due diligence before making any financial decisions!

As always, your friendly next door mod,

Snakysour

Signing off!

(Note: Avatars in thumbnail / video may be AI generated )

u/snakysour — 4 days ago
▲ 82 r/FIREIndia+1 crossposts

Launch of the Anonymized Podcast Series ! Our first guest is none other than Mr. Sanjay Kathuria! Please post your queries as comments on this post till Saturday, 8th August 2026!

​

Dear Community members!

We are pleased to announce the launch of our anonymised podcast series wherein we will be endeavouring to bring in people from personal finance and FIRE spaces to perform AMAs via our official youtube channel to answer your queries! As was informed in our last update, the modalities for the same are as follows –

  1. We shall be making introductory post about the guest (such as the instant one) wherein we will give a brief profile of the guest.

  2. We shall be keeping this thread open for comments (restricted to FIRE and personal finance queries from a financial education perspective only and as specified earlier, the responses on the channel / communities must not be construed as financial advise – please consult a SEBI registered fee only financial advisor for the same) for a few days / a week so that people can post their queries in a structured manner as comments on this post. Since the series shall be anonymous, you are free to post in all your queries pertaining to the topic and share your financials and we shall only be mentioning the reddit usernames of the people asking the questions.

  3. The mods shall then be going through all the comments and consolidate them to form key questions / themes for the anonymised podcasts.

  4. The podcasts shall be recorded in a streamlined manner and uploaded on the official youtube channel wherein people can watch the same to get their queries answered. Furthermore, for any follow-on questions please comment there itself so that we can gauge the interest and request the guests for a follow-on appearance.

  5. We shall be intimidating once the podcast is live by editing this introductory post body itself.

Please do note that it takes a lot of effort at the back-end by the teams of such personalities and mods of these communities to make this happen, hence, we would request you to please participate in large numbers to make this event a grand success and also like, share and subscribe the youtube channel ( https://www.youtube.com/@FIREwithsnaky ) and join in on reddit communities so that we can keep bringing people of authority in our space for these series!

-----

As our first guest, who better to start the series with the one and only Mr. Sanjay Kathuria (u/kathuriasanjay) who had graciously carried out our first ever reddit AMA on r/FIRE_Ind!

Below is the message from Mr. Sanjay Kathuria for the community members -

I'm Sanjay Kathuria, creator of a 4.5M+ finance community. I'll be doing an AMA for r/FIRE_Ind (which shall be cross-posted on other related subs as well such as r/FIREIndia, r/IndiaFinance etc. ) members about personal finance, mutual funds, passive investing, portfolio building, and the journey to financial independence. Please go through the below and send in your queries for our consolidation!

DESCRIPTION

As a personal finance enthusiast, it is my life’s mission to dedicatedly work towards educating individuals on financial management, investments, and wealth creation. Through my content on social media, webinars, lectures and personalized guidance, I’ve become a trusted voice for those looking to demystify investing and build financial independence.

My journey as a financial creator began when I saw firsthand how many people struggle with financial planning, not for lack of desire, but for lack of accessible and trustworthy guidance. That experience motivated me to build a platform that shares financial knowledge in an easy-to-understand, actionable way.

My content covers a wide range of topics, from building savings and reducing debt to investing in stocks, mutual funds, and other asset classes, as well as understanding taxes and retirement planning, however, for the purposes of this AMA, I would recommend limiting questions to Financial independence and personal finance spaces. I emphasize practical steps, discipline, and long-term thinking, helping my audience not just learn, but take action.

Through my work, I aim to contribute to a growing movement of empowered, financially educated individuals. I truly believe that with the right mindset, tools, and guidance, financial independence is achievable for everyone.

Looking forward to your insightful queries!

Regards,

Sanjay


We hope that you utilise this opportunity to the fullest and ask your queries on this post ! #This post shall remain open for comments till Saturday, 8th August 2026 post which we shall lock the comments and take no further questions!

#DISCLAIMER : As informed earlier, no questions on stock-picking, FNO, speculations etc. to be asked nor should anything responded to in AMA in reddit/ youtube be construed as financial advise as the same is against the regulator norms..All such questions will not be tendered/attended to. Please consult a SEBI registered financial advisor for the same.

#The podcast series episode link will be updated on this post body itself once live !

Regards

Snaky

u/snakysour — 18 days ago
▲ 9 r/FIREIndia+1 crossposts

An update on the anonymized AMAs and podcast series!

Hi community!

Its been a while. Hope you guys are doing great!

So as discussed in my last yearly update, we are trying to bring in people from personal finance space and FIRE space for AMAs and podcasts on our official YouTube channel! Here's the model that we have finalized for all of you to participate and get your queries answered -

We would making posts about the guests profile atleast a few days in advance and pinning them on the sub as a thread. You can put in all your FIRE and personal finance related queries on that thread. Mods will go through all the questions and consolidate them to avoid questions of repetitive nature. We will try to take maximum questions along with reddit usernames of the people asking these questions and form a series of podcasts from these guests. This will ensure that your anonymity is maintained and you can freely ask the questions..the podcasts will be hosted on YouTube channel ( https://youtube.com/@firewithsnaky ) and the link will be pinned in the community for each AMA podcast once uploaded so that you can go through the same and get deeper insights to your queries.

We hope this would be an enriching experience for all the members of this sub and look forward to your active participation!

#DISCLAIMER : Having said all of the above, please do note that none of what is being discussed should be construed in the AMAs / videos as financial advise..please consult your SEBI registered investment advisor for the same as he / she would be more aware of your personal situation. All the efforts being made are from financial education perspective only. No stock picking / derivatives / trading or other such queries would be entertained as that goes against the norms of the regulators!

Here's hoping you all get the maximum value out of these content! Do support us so that we can gain more reach and bring in as many top notch guests as possible!

Enjoy your weekend and stay tuned !

Regards

Snaky

u/snakysour — 26 days ago

  1. Stupid toss decision

  2. Screwed up management policy of sending jadeja over don

  3. Idiotic impact selection of deshpande over milne

  4. The pattern is almost always similar. We just try too hard to lose!

'Nuff said

reddit.com
u/snakysour — 4 months ago

Hey guys!

Hope you all are doing good!

So most people know already as i have shared many a times that i left a high flying career for a PSU with the twin hopes of having work-life balance & timely promotions on one end and doing something for the country on the other. While I beleive that I have tried my best for the latter, the former doesn't seem to be happening at all.

I am again in a tricky situation like I was few years back. That time it was about an offer which would have placed me in a middle eastern country and today I am in another conundrum with an even riskier proposition on the table.

If all cards fall right, the challenges would be to be in an African country in the domain of my choice but the work being quite different which can be viewed as both positive and negative. The absolute positive is that i am looking at netting around 180k - 200k USD tax free salary in India with all my local expenses in Africa covered by the employer along with additional local salary there. The profile too is a director level one based on my rare and niche experience. Ofcourse work - life balance goes out of the window and family stays far. What they are suggesting to compensate is that I can travel every 3-4 months to India sponsored by them.

So the conundrum is this, the progression in india seems too slow and I had already given up once an international oppertunity and this one, although riskier has come after 3-4 years now. This would definitely accelerate FIRE as i would most likely save 1.5-2 crores every year which means even 4-5 years of work would be enough assuming current savings and the projected ones to FIRE at 41. I hadn't thought that such a scenario would come but man this seems like a tough choice.

I guess if I have to take a chance, I can only take it now but the cost of failure is also too high as india doesn't have oppertunities in my work area and first world foreign countries aren't hiring indians without visa anymore. I would also have to give up on unlimited medical coverage and job security forever.

Well there it is. Just thought of putting it out there as FIRE how seems a real possibility in next 4-5 years if I take this offer but the risks and costs are equally high if not more!

For those who have faced such dilemma of accelerating for FIRE vs living with family and peace of mind, what have your experiences been and how did they eventually help you achieve your goals? Some suggestions here may help your mod :)

Looking forward to a healthy discussion!

Regards

Snaky

reddit.com
u/snakysour — 4 months ago