Life Inaurancw and Advanced Directives Advice- Florida
I want to set up a 5 year term life insurance plan with my wife as the beneficiary. I’m 41 y/0 male with several chronic health conditions including : type 2 diabetes, proliferative diabetic retinopathy, CKD (stage 3a), high cholesterol, and high blood pressure. Looking for easiest way to set this up that will give maximum payout for the lowest premium.
I also want to set the following directives while I am still alive:
I want to set up DNR and advanced directive that will keep EMTs and hospitals from providing or using any any live-saving procedures or equipment on me if I am incapacitated.
Can someone walk me through this process that will be legally valid in Florida. Ideally I’d like some type of bracelet of lanyard that covers both the DNR and living will (that I have one and where to find it, can I store it digitally on my phone, etc?) so it will not be missed by any first responders or hospital staff.
I’m in Florida.