u/staffingagencyvet

Disclaimer: Not legal advice just for educational purposes only.

A long time ago I knew very little about bankruptcy and went and talked to a bankruptcy attorney in his office.

I did not have complicated finances. No assets, no investments. Checking and savings. $274 a month car loan at the time.

I think this bankruptcy attorney was a former car salesman and a good one at that. He really PUSHED on filing Chapter 13 bankruptcy. Saying I could lose the car loan in a Chapter 7 bankruptcy, my credit will improve faster than a Chapter 7.

I was ready to file Chapter 13 bankruptcy after leaving the law firm. Glad I got a second opinion from a different bankruptcy attorney.

I told this second attorney everything what the first attorney told me. Second attorney immediately said "he just wants you to file Chapter 13 bankruptcy to get more money out of you. You'd be better off filing Chapter 7 bankruptcy and getting a clean slate".

I filed Chapter 7 bankruptcy with the second attorney. Got to keep the car and HUGE WEIGHT was lifted off my shoulders. My credit score improved faster than I thought too.

Nothing but lies from the first bankruptcy attorney!

Always get a second opinion from a different bankruptcy attorney.

I'll try to keep this short. I live in Utah by the way.

My current resume consists of entry-level warehouse jobs, production and a route driver. I currently work a warehouse job and drive an order picker.

I have a family to support as well and I want to give them a better quality of life.

I have 2 young kids that are too young to be left alone in the house. I also work full-time and the closest school is too far away from me.

But I'm not giving up.

I have family and friends that I have helped in the years past that have been impressed by passion for anything tech and how natural it is for me to understand it. But that will not get me a job.

I just want to know what's the first step I should do that will help me get away from keep working entry-level warehouse or similar jobs to being part of the I.T. team in a company?

I really don't know what step 1 should be in my situation. If it's something free or affordable I can learn from my laptop that would be great!

Also, I live in a 2-bedroom apartment and I can't setup a fully functional server room in my apartment. I would love to do that but no space available.

I just need good feedback on what I should do. Thank you all.

First off. No disrespect for the men and women that are working or have worked entry-level jobs for most of their lives.

I live in Salt Lake City, Utah if you are wondering.

Most of my resume consists of non-CDL driving, warehouse and production jobs. All entry-level jobs.

I can't attend any university on campus because I need to work full-time to be able to pay rent and my bills and I have 2 young kids that can't be left alone. I also don't trust childcare centers. I have read and heard too many horror stories in the past.

I have 3 main passions in life and unfortunately I need a bachelor degree for any of the careers I want to do. I only have a high school diploma and some college experience but made one big mistake that I really regret doing.

1. Passion is information technology and computer programming. I would LOVE a job in a data center as an example.

2. The legal industry. In my spare time I love learning new laws, how the law works, structured, etc.

3. The finance industry. Sometimes stay up to read about index funds, stocks, life insurance, equities. I don't want to be 85 years old and still needing to work. Again, no disrespect to the older people that still work. I would want to keep working just to stay busy and because I love my job and not needing to.

I have been burned before by attending for-profit and scam schools. I tried to go back to my local community college a long time ago but of my stupid mistake when I was 18 years old I got rejected and told me "you don't qualify for anymore financial aid but you are more than welcome to pay out of pocket for your tuition".

I'm just a man with a wife and kids that wants to get them a house one day and financial stability. I want to take them to an amusement park like Disneyland one day or Universal Studios.

If you know of any good free or affordable things I can do fully online either before I go to work or after work that can lead to a better paying job I'm all for it.

Thank you

I get very excited when I think about investing. Investing in REIT's gets me excited as well. Just knowing the money I invested is making more money while I'm asleep makes me smile.

If I could retire right now from my entry-level job I would learn a third language, hit the gym more and learn to play a musical instrument. Of course I would travel with my family.

My wife does not share the same excitement as me right now. She only knows about 401K's and Roth IRA. Does not know much about any other kind of investments.

We are both very far away from retiring early but work is underway. We already have paid off our car. Ran into an unexpected windfall. But not enough to retire early yet. I will keep on working.

I just don't know what to tell my wife in order for her to get excited as I am regarding investments.

What did you do to help your significant other get excited about investing?

I walked out during my break.

I was working at a delivery station. My job was to sort the packages by their numbers that were on the conveyor and put them on the right spots on the wire steel shelves.
I was a bit disappointed with Amazon thinking they were high-tech but nope, not this location.
I did like it was smaller than the Amazon FC.
Spent a few hours in the classroom and went to the floor to sort the packages.
Got a 10 minutes crash course from the learning ambassador on how to do the job.
He knew it was my first time ever doing this and kept telling me to keep up! When I kept up he did not say anything but most of the time he was on my case to keep up and watch my packages!

I don't blame other people that walk out.

Putting such high demands on people's first time doing this should not be common practice.

It was also demeaning and embarrassing getting yelled at by the learning ambassador in front of my coworkers.

Good thing I had a plan B job and left the Amazon parking lot with a smile on my face.

Disclaimer: Not seeking medical advice just for educational purposes only.

I'm a grown man that's currently 63 pounds overweight. Unfortunately, I cannot take time off work. I don't work a physically demanding job. It's more of a production job with a lot of standing in place.
Due to what gets stored there the temperature is monitored and stays at 72 degrees Fahrenheit.

I have annoying medical issues that I know a long dry fast can help.

I just want to know if anyone has completed a long dry fast. 5 days or 7 days while working. Was it a good or bad experience?