u/stiffgherkin

M29, I owe about 3k to my credit card provider 29% APR.

I have investments worth somewhere around 5k:

• ~2.5k in crypto (no realised gains over the past 4 years)
  • 50% in ETH
  • 15% in BTC
  • 35% spread across other alts (xrp, ada, algo)
• ~2.5K in commodities and stock (no realised gains over the past 1 year)
  • 50% in silver
  • 10% in gold
  • 40% across tech and defense stocks

My goal is to create a less risky investment portfolio where I can contribute monthly (I have between 500-1k every month I can put aside) and use it as deposit money in a few years time to buy property.

I am pretty lost and confused so any advice would be greatly appreciated. Thanks

29M, turning 30 in a few months.

I have an OK job but I've been trying to find a new role (pretty similar to what I do and with the skillset I have) for about 4-5 months now and no joy.

I have an incredible backlog of "chores" - I am trying to get my citizenship, I am trying to save and invest to buy a flat, I am trying to start a business with a few friends, I am trying to learn new skills so I can get better work in the future.

Yet I am constantly procrastinating, I do very little work on my goals and most of the time just ignore them by smoking weed, going out to do sports, chilling in the park or watching a movie.

I feel like I am slowly destroying my life. I really want to stop smoking weed and do chase my goals, but I have been a heavy daily smoker for 16 years..

I've tried prioritising my goals but I always end up finding new things and adding more to the list. I own so many things (clothes and random rubbish) which I want to get rid off for years and I've not done anything about it.

Any advice that can help me get in the right direction will be greatly appreciated. Thanks.

Connecting to the monero network happens via the pre-defined monero nodes in the app. Does this traffic go via the configured tor bridge first or goes directly to the monero node?

What about receiving crypto other than xmr, for example I sell some xmr for xrp, does the buyer's wallet directly send to my wallet or they send to an escrow owned by haveno which then releases the coins to my wallet? Is the xrp wallet running in my haveno app routed through tor or how does that work?

Sorry if this is not the best place to ask, but the haveno sub doesn't seem to be manned.