u/tenant07

Hello,
I am currently living in income-based housing and I am going through a recertification process with my property management.
During my initial move-in and subsequent annual/interim recertifications, I did not report my PayPal, Venmo, and Cash App accounts. I listed them as 0 because I misunderstood the reporting requirements and believed that only regular, significant income needed to be disclosed.
In reality, these accounts had very small and irregular transactions (approximately 20–25 per month on average, sometimes 0). The transactions mainly consisted of cashback rewards, refunds, small gig/influencer payments, and transfers from my own bank account. My current PayPal balance is around 100dollarz, which was mostly transferred from my personal bank account.
I have now submitted full PayPal transaction history, which shows there was no significant income or intentional attempt to conceal assets.
However, the housing management is treating this as “failure to disclose assets” or “concealment of income.” This was a misunderstanding of the reporting rules and my limited understanding of English, not an intentional omission.
I am now trying to correct the record and understand my rights and options to avoid losing my housing.
I would greatly appreciate any guidance on:
whether this situation is typically considered fraud or a reporting error,
whether termination is usually reversible in such cases,
and what legal protections or defenses may apply in income-based housing cases in Tennessee.
Thank you for your help. Tennessee

Hello,
I am currently living in income-based housing and I am going through a recertification process with my property management.
During my initial move-in and subsequent annual/interim recertifications, I did not report my PayPal, Venmo, and Cash App accounts. I listed them as $0 because I misunderstood the reporting requirements and believed that only regular, significant income needed to be disclosed.
In reality, these accounts had very small and irregular transactions (approximately $20–$25 per month on average, sometimes $0). The transactions mainly consisted of cashback rewards, refunds, small gig/influencer payments, and transfers from my own bank account. My current PayPal balance is around $100, which was mostly transferred from my personal bank account.
I have now submitted full PayPal transaction history, which shows there was no significant income or intentional attempt to conceal assets.
However, the housing management is treating this as “failure to disclose assets” or “concealment of income.” This was a misunderstanding of the reporting rules and my limited understanding of English, not an intentional omission.
I am now trying to correct the record and understand my rights and options to avoid losing my housing.
I would greatly appreciate any guidance on:
whether this situation is typically considered fraud or a reporting error,
whether termination is usually reversible in such cases,
and what legal protections or defenses may apply in income-based housing cases in Tennessee.
Thank you for your help.

Hello,
I am currently living in income-based housing and I am going through a recertification process with my property management.
During my initial move-in and subsequent annual/interim recertifications, I did not report my PayPal, Venmo, and Cash App accounts. I listed them as $0 because I misunderstood the reporting requirements and believed that only regular, significant income needed to be disclosed.
In reality, these accounts had very small and irregular transactions (approximately $20–$25 per month on average, sometimes $0). The transactions mainly consisted of cashback rewards, refunds, small gig/influencer payments, and transfers from my own bank account. My current PayPal balance is around $100, which was mostly transferred from my personal bank account.
I have now submitted full PayPal transaction history, which shows there was no significant income or intentional attempt to conceal assets.
However, the housing management is treating this as “failure to disclose assets” or “concealment of income.” This was a misunderstanding of the reporting rules and my limited understanding of English, not an intentional omission.
I am now trying to correct the record and understand my rights and options to avoid losing my housing.
I would greatly appreciate any guidance on:
whether this situation is typically considered fraud or a reporting error,
whether termination is usually reversible in such cases,
and what legal protections or defenses may apply in income-based housing cases in Tennessee.
Thank you for your help.