u/toffee91

I've had a SIPP for a couple of years now but its relatively low considering my age £25k, 34 years old. I work through a Ltd Co and debating how much we should be putting into our SIPPs.

My wife and I both currently put approx 10% of our income into each of our SIPPs (we actually earn the same).

Is this too low? I feel like because of the tax benefits of SIPPs it may be worth increasing our ltd co contributions to our SIPPs (we take out £50k each in form of salary and dividends, which at the moment is enough to live off and put a little into our ISAs).

I'm acutely aware of not wanting the tail to wag the dog in terms of tax. My concern I guess is the government messing with SIPPs incl ever increasing age of retirement/access.

Where do you all get your accessories from?
The UK store is all out of stock...

Mop pads, brushes, cleaning solution, dust bags etc

We currently have a Dreame X50, which has been good but had issues with the mops detaching themselves (the mop pad coming off the mop holder - the velco failing). Dreame have offered us a refund and return for the product.

We're looking at buying an alternative as in all honesty, this has been an issue for 6 weeks and I am disappointed with their quality of service, including the fact they said their parts need to come from China so there's an incredibly long wait.

Does anyone have any recommendations? We don't have any high thresholds, just regular carpet/tile separation.

Issue is we paid £700 for the Dreame X50, so got a good deal, so I am debating if we can't get anything better for that price or less then just requiring them to send out the part required to fix it.

We're looking at the Eufy Omni E25!

Thank you

We live in a detached house and it's been boiling this past week. I'm fully aware summer's are getting hotter by the year and we're thinking of getting air con installed into our open plan kitchen/lounge/diner and our master bedroom. We're looking at a Bosch 3200i multi split system with one outdoor unit. One indoor unit is downstairs and one upstairs. The downstairs room is approx 33sqm and the upstairs room is around 16 sqm

Each indoor unit is rated to 5.3kw

I actually found a decent deal with iheat, which is £3k with installation all in.

Is this a good deal? The same system with Boxt is £5k!

How many of you Henry’s invest in individual stocks instead of or in addition to index funds?

If so what platforms do you use?

Do you have different allocations in your sipp and isa?