Should I live at home with alcoholic father or spend 50% of my paycheck on rent?
Hello all,
Genuinely at a crossroads. I have 18k in student loan debt (all federal loans, 70% is subsidized) and am now completing school part-time. I have been a working independent student since I started going to school and have been living with roommates for the past few years. I have been commuting to school during the daytime and working at night.
I was finally placed at a temp agency! The pay is 26/hr for 35 hours a week for a job that would be really great for my career (planning on attending law school if everything goes well). However, it is too far from where I currently live.
My father is offering something he hasn't before: to live with him for free. It would be an hour commute. However, he is an alcoholic. He starts drinking at 9 am and gets pretty insufferable when he drinks. He lives in a one-bedroom basement, so it is pretty tight and will be difficult to have space for my own.
I really would like to live on my own without roommates near where I work. I understand that having roommates would be financially wise, but I have never had a real home. I am tired of moving (I have moved every 10-14 months while job hopping for the past 5 years after getting kicked out of my mom's, she is just very mentally unwell and abusive). I am losing steam as I am fighting, fighting, fighting to make it out as a first-gen (no other family in the country). I want to go to law school. I want to overcome all of this. I have some mental health issues that make it difficult to have a roommate (difficult for myself, not others, as I just get severe anxiety and find it hard to sleep as my roommates have all been strangers).
That being said, I am split between renting something that would eat half my paycheck, leaving me with little to pay off loans/save and such, and living with my father. I really would rather live with my father (live for free) and make the commute than have roommates. I am unsure of what to do. I would appreciate any advice.