u/tyagiji28

Hi
I am 24, salaried with 75k per month in-hand. I have SBI Cashback Card for online payments and Kiwi for offline UPI scans (these are my first credit cards).

Cibil - 755

I have one bank account in SBI. It is savings but I use the same for salary.

I need your suggestions to add another card that gives good returns on:

1. Offline expenses (mainly retail shopping/electronics)
2. Travel expenses (I take 6-8 round trips from Bangalore-Delhi / Bangalore-Lucknow)
3. Do I need a separate salary account? My company is in tie-up with Axis Bank.

Hi
I am 24, salaried with 75k per month in-hand. I have SBI Cashback Card for online payments and Kiwi for offline UPI scans (these are my first credit cards).

Cibil - 755

I have one bank account in SBI. It is savings but I use the same for salary.

I need your suggestions to add another card that gives good returns on:

1. Offline expenses (mainly retail shopping/electronics)
2. Travel expenses (I take 6-8 round trips from Bangalore-Delhi / Bangalore-Lucknow)
3. Do I need a separate salary account? My company is in tie-up with Axis Bank.