client wants to loan money for house construction
Hello. not sure if tama yung flair. first time ko po mag post here.
My husband has this client since 2019. very tight na yung relationship nila. ilang beses na nag bigay ng pang purchase ng work setup upgrade. and other gifts for our family. ngayon, nakabili na kami ng lot for our future residential home. pero hesitant pa kami patayuan kasi need pa mag ipon ulit.
si client, gusto niya magpa loan sa’min ng 150k usd (with interest).
tho ayaw namin tanggapin kasi mas mataas interest niya compared sa bank. advantage lang is makukuha namin ng buo pag sa kanya.
kaya napapaisip pa rin kami na iconsider.
question: in the case na tanggapin namin, pa’no po ‘yun in terms of pag transfer ng money? kasi usual MOP sa husband ko is Wise. eh yung 150k usd is sobrang laki naman compared sa usual monthly sweldo nya. ma fflag na under AMLA hehe. thank u
EDIT: salamat po sa mga inputs and reminder! we decided not to accept the offer and to just save for now.