r/buhaydigital

Hello, just checking since I recently got a contractual work that will pay me around 2,000 USD every month. Will that be flagged when it enters my bank account?

- Already asked if Wise, Paypal, or any usual platforms can be used. They are dead set on wire transfer.

- Decline my request for a bi-weekly payout.

Just want to check in first before I receive my pay next month. If anyone have the same experience, what did you do?

Please help me understand what I should do. Educate me.

1. I made SSS, PhilHealth, and Pag-IBIG account numbers when I was unemployed, fresh grad.
2. Never employed traditionally.
3. Never made contributions at that time.
4. Now a self-employed VA registered with the BIR.
5. Only contributed to Pag-IBIG after being registered with the BIR.
6. Never updated membership categories for all three (SSS, PH, PI).

Questions

1. Should I update my membership category for all three? What category?
2. What if I don't want to contribute to SSS and PH, just PI?
3. If I can't bypass the two, what are your tips so I can pay only the minimum amount?
4. When I file my taxes with the BIR, can I not declare the full amount?
5. When keeping invoices on file, should I use the receipt of international payment amount or the amount I transferred in my local bank?
6. I hate the government so I want to dodge anything that would make the crocs happier. But is it essential to contribute so my love ones wouldn't have a hard time if I get ill?

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Hi mga OP, ano po kayang pwedeng niche ng husband ko kapag nag transition sya to VA? Plan na po nyang mag resign sa November para maging VA dahil hirap na sya sa 3 hours transpo nya everyday going to work vice versa. Currently sya ay isang operations manager sa isang FMCG (Fast moving consumer goods) distributor company. Ako naman ay matagal nang admin VA at feel ko hindi sya para sa niche na yun malayo sa bg nya.

Have good results (website traffic increased 4x), multiple projects running, just fresh out of my busiest week.

Then I got an email on a Saturday, sent while I was asleep, saying they are ending the engagement. I asked for a reason, no email yet.

I can't fucking do this. I have a son needing therapy.

What do I do now?

Anyone up for a chat (kahit sa Reddit lang)? The timing was so awful. My wife and son are outside.

(Reposted. I accidentally posted using a traceable account earlier.)

Nag-interview ako sa isang start-up company. Then nagbigay ako ng pricing base sa nirerequire nilang workload.

Marketing, video editing, content strategy, ads, graphic and etc. Tipong hakot mo lahat sa “Marekting” at lala ng binigay na description.

Tapos nung 2nd meeting ko sabi ni emoloyer na may mga employee daw silang nasa PH din and binabase daw nila ang salary sa COST OF LIVING ng bansa.

Tapos ang sabi ba naman ay 34k lang dahil daw yun yung sabi ng ng ibang employee.

Sana naman po taasan natin ang worth natin. Hindi yung basta lang makakuha. Sakit nyo ulo ko at sira nyo araw ko.

Hinire ako ng client ko directly after working sa agency. Apparently I’m working 40 hours per week pero madalas sa isang buwan umaabot ng 120 hourd OT ko. Bayad naman lahat.

However, kanina gusto niya nung magssign ako ng contract sinabi niya sakin if possible na kapag wala na gjnagawa is mag out na ko at mag log in nalang kapag magpapameeting siya sa gabi.

Hindi ako pumayag kasi masyado ako talo doon at wala akong oeace of mind kung kailan niya ko tatawagin for meeting tapos need ko pa macomplete 40 hours para buo sahod ko. Pina turn over na niya sakin halos. Bookkeeping, Onboarding, Payroll, literal as in lahat pero $6 lang binigay niya sakin na pay. Samantalang sa payroll niya before bayad nya sa company 1,300 per location eh may 3 location siya so after nya pinatake over sakin yung payroll hindi na sya nagcontinue. Grateful ako pero nakakalungkot lang na ganito tingin nila. Makahanap sana tayo lahat ng mabait ba client

Just sharing this for anyone who’s getting discouraged with job hunting. 🩶

I started looking because the company I’ve been with for years was acquired and ang daming nagbago after that. My role is slowly being phased out because the new company doesn’t really want offshore employees long-term.

More than the uncertainty, I think what really got to me was feeling like I wasn’t as valued anymore. After years of contributing, training people, building processes, even staying through so many changes, ang sad lang na suddenly you feel like an outcast in a place you’ve been part of for years. 😔

So I started applying.

And honestly, sobrang hirap.

There were jobs I was very qualified for that rejected me after the final interviews, some never replied, and some applications weren’t even viewed. Dumating din sa point na napapaisip ako if I’m asking for too much, if I’m doing something wrong, or if ganito lang talaga kahirap yung market ngayon.

Then, a few months later, two really good opportunities with US companies came almost at the same time.

One was shared with me by someone I used to work with. I applied, went through the process, and eventually received an offer.

Around the same time, the former CEO of the company I worked for reached out and told me someone in her network needed help and she thought of me.

That person was another executive I had worked with before who had just built a tech company. We talked for a few minutes, not really an interview, and somehow that conversation ended with an offer right away.

Parehong full-time and almost exactly the same schedule, so realistically, I had to choose.

What stayed with me most wasn’t really the fact that I got two opportunities.

It was that both somehow came through people I had worked with before.

I realized that networking isn’t always about adding random people on LinkedIn or forcing conversations.

Sometimes it’s just doing good work, being dependable, helping people, and building a good reputation.

People remember. ✨

A few things that helped me while job hunting:

- Fix your LinkedIn and make it obvious what you actually do.
- Use keywords related to your skills so recruiters can find you.
- Don’t use one generic resume for everything. Adjust it depending on the job.
- Search using different job titles because companies call similar work different things.
- Don’t rely on LinkedIn alone. Check JobStreet, Indeed, Wellfound, Dynamite Jobs, We Work Remotely, Remote OK, and company career pages.
- Don’t underestimate your existing network. Former teammates, managers, clients, and leaders you’ve worked with can sometimes lead you to opportunities you would never find through cold applications.

And probably the biggest thing I learned:

Rejection doesn’t automatically mean you’re not good enough.

Sometimes it’s timing. Sometimes it’s budget. Sometimes someone else is a better fit. Sometimes your application probably never even reaches the right person.

A few months ago, I was questioning whether I still had something valuable to offer.

Ngayon, mas iba na tingin ko sa whole experience. 🥹

So if you’re currently getting rejected, ghosted, or starting to doubt yourself, push lang.

Improve what you can. Keep applying. Keep learning. Keep your relationships good.

The work you’ve done over the years doesn’t suddenly become worthless just because one company stopped making you feel valued.

Sometimes the right opportunity comes from somewhere you weren’t even looking. 🌱

I’m very grateful for what happened to me, and sana one day ako naman yung makapag-open ng same kind of door for someone else. 🤍

Basically the title. I've been seeing a lot of posts about OLJ and the horrendous hourly rates these companies are asking. I've seen posts with $2/hr. rates or even $0.5?/hr.

My current role right now kasi is in the hiring space, and I have already around 44 companies that are looking for VAs and other professionals AND WILLING to pay for the right person.

Am I risking exposing my personal information? Front lang ba yan nila pero may illegal behind the scenes?

Sino na ang naka work sa ganito? Please share your experience

I’m planning to purchase a comfy, reasonably-priced (kahit medyo pricey basta worth it) na gaming/office chair.

Any brands that you recommend?

Gusto ko sana ng nice yung design tapos durable din

I bought a flimsy pink gaming chair before and it was okay pero I want this chair to be one that I use for a long time.

My previous chair tilted back and had a foot rest.

Thanks for your response!

💺😌

I have been working directly with clients since 2013 so I have no experience with agencies. However, my long term client had to let me go last week because the business can no longer pay us. So I'm trying my luck with agencies now because I want to experience working from home with benefits. I'm just curious if agencies have an unspoken rule na pag 40s autopass?

I'm new to the VA world but client said I'll get my salary via Wise. I'm registered sa BIR as self-employed and tried creating a Wise Business Account but saw that there's a Php 1,400 fee. Now I'm thinking of switching to a Personal Account nalang since I really won't be able to maximize the Business Account as I only have 1 client paying me thru Wise. Is the Personal Account okay? Won't I be flagged later on or have any problems since I see some cases wherein Wise flags their accounts..

Note: I'll be paid bi-weekly in USD. So I wanted to setup my Wise account receiving currency to USD too. Planning to withdraw my salary only 1x a month tho.

Will appreciate your insights 🫶🏻