u/wall_facer

I’m a Mint refugee, and after trying a bunch of alternatives, I honestly think Copilot Money is currently the best app for what I used Mint for. I like the app a lot.

But why is feature development so slow?

The AI assistant and MCP features were announced quite a while ago and have been in beta testing for some time. Yet it feels like even expanding the beta to more users, let alone getting these features into a stable release, could take a decade.

What makes this especially strange is the speed at which AI is moving. The AI ecosystem is changing dramatically every few months. By the time these features actually reach a stable release, the AI tools they were designed around could look completely different. MCP itself could have evolved significantly or even been replaced by something else.

I understand that a financial app needs to be much more careful about reliability, privacy, and security than a random AI startup. But there has to be some middle ground between shipping recklessly and taking forever to get an already announced feature into users’ hands.

Is Copilot just a very small development team? Is the slow rollout intentional because of security concerns? Or is there something else going on?

Tesla should add a navigation option that lets drivers mark specific intersections or turns as “avoid.” This could meaningfully reduce both safety risks and FSD interventions.

There are two left turns near where I live that I want FSD to avoid every time:

1. One is a left turn from a small road onto a busy main road where people routinely speed. It can require an extremely long wait before there is a genuinely safe opening, and I have personally witnessed crashes at this intersection. There is a safer alternative route, but navigation keeps choosing this turn, so I have to override the route every day.

2. The other left turn is less dangerous for a patient human driver who can wait until there are no approaching cars in sight, but it is still challenging for FSD. Today, FSD started making the turn, hesitated, and then stopped in the middle of it. I had to intervene. This situation is completely avoidable because another nearby route uses a traffic light.

Drivers know which intersections in their area are unusually dangerous, poorly designed, or difficult for FSD. We should be able to tap an intersection or road segment on the map and choose something like “Always avoid this turn.”
If Tesla wants to reduce accident risk and intervention rates, smarter route selection is one of the easiest opportunities. Sometimes the safest way to handle a difficult turn is simply not to take it.