Is my agent screwing me over?

​

In Florida

I am doing a short sell with Truist bank because we were facing foreclosure. But we learned we can apply for a loan modification..we already submitted the loan remodification to the bank. It is currently in review. The rep said they usually will approve.

My agent however after learning we decided to do loan modification and want to keep the house. Is still insisting showings and updated her online postings to "highest offer by this coming Tuesday"

She does this after the fact we told her we want to pause everything until I get a answer from the bank about loan modification. And if it's denies I'll appeal etc. but the agent keeps acting well if you get denied you can short sale. I would try to fight to keep home with lawyer at that point then.

I am wondering is the agent has my best interests? Is she trying to submit offers to bank so they don't look twice at my loan remodification?

When I tried to cancel the short sale earlier this week she told me fathom realty which is her broker, I'll owe 11,000 but she got them to lower it to 7,000.

So I said pause everything until I hear about my loan modification then but that's when she started insisting on more showings and added that best offer online by date.

Is this legal? Will it affect my changes of loan modification? I keep reading online you can't do both. I have two babies at home that she keeps making us leave for showings. And we want to keep house. My loan modification is currently still in review

The contract says a cancellation fee of 1,500 and it also says compensation of 6 percent house value of they find a able and willing buyer . But the bank has to approve all potential buyers due to short sale

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u/wifemompower — 1 day ago
▲ 3 r/AskRealEstateAgents+1 crossposts

Is my real estate agent screwing me over ?

​

In Florida

I am doing a short sell with Truist bank because we were facing foreclosure. But we learned we can apply for another loan modification..we already submitted the loan remodification to the bank. It is currently in review. The rep said they usually will approve.

My agent however after learning we decided to do loan modification and want to keep the house. Is still insisting showings and updated her online postings to "highest offer by this coming Tuesday"

She does this after the fact we told her we want to pause everything until I get a answer from the bank about loan modification. And if it's denies I'll appeal etc. but the agent keeps acting well if you get denied you can short sale. I would try to fight to keep home with lawyer at that point then.

I am wondering is the agent has my best interests? Is she trying to submit offers to bank so they don't look twice at my loan remodification?

When I tried to cancel the short sale earlier this week she told me fathom realty which is her broker, I'll owe 11,000 but she got them to lower it to 7,000.

So I said pause everything until I hear about my loan modification then but that's when she started insisting on more showings and added that best offer online by date.

Is this legal? Will it affect my changes of loan modification? I keep reading online you can't do both. I have two babies at home that she keeps making us leave for showings. And we want to keep house. My loan modification is currently still in review

Also it's a short sell so bank has to approve any sales too. But I real online it can't co occur . But we definitely can apply for loan remodification

The contract says a cancellation fee of 1,500 and it also says compensation of 6 percent house value of they find a able and willing buyer . But the bank has to approve all potential buyers due to short sale

reddit.com
u/wifemompower — 1 day ago

Is this mold growing and is it cleanable or should we move out?

We own the house. But we can't get approved for any rental because we very bad credit debt. Should we just stay here? Can I clean this out ? It seems to be a lot every time I poke at it underneath

Paint might have lead due to '70s house. History of the house old owners said there was a roof leak and replaced the roof. I don't know if mold has just been hidden this whole time and we're just now discovering it? Not sure if there's active leaks? How would I know where would I look this is the ceiling of my half bathroom, no shower

u/wifemompower — 13 days ago

My lawyer said we won't get child ssi if we make more than 34k?

Why'd he take our case then? My husband always made 40k

Now he makes 50k yearly earned and I make 1000 monthly child support unearned.

According to the SSI charts were in the income monthly limits.

We have 3 ineligible kids and 1 disabled.

We're in Florida. Would we get the full amount?

She was approved in December and I been going back and forth with SSI and we're at the final step the application for payee but they won't tell me the amount approved and I never got a approval letter. I had to keep calling and going in person.

reddit.com
u/wifemompower — 1 month ago