▲ 16 r/Affirm

Credit report

I just noticed my 2 affirm accounts have shown up on my credit report. Both are in good standing (I’m paid ahead by a month)

It says they have zero impact on my credit report. As a person who is rebuilding my credit post divorce, is there a way I can make those accounts count?

reddit.com
u/yowitchy — 4 days ago
▲ 5 r/Affirm

Returns

I made a $108 purchase from Amazon using affirm, I just returned a $45 item to Amazon.
How will affirm handle the return?
I’m very new to all of this.

reddit.com
u/yowitchy — 6 days ago
▲ 0 r/Affirm

Limit questions

I just finalized my divorce and my credit score was tanked over the last three years because of it. Anyway, I’m working on getting it back.
I needed a few things so I applied for affirm for the very first time it was approved for $700. I spent about 150 a couple of months ago and I’m about two months ahead on payments.
I just went to buy a $150 item and was denied.

My credit score is a little bit higher than it was when I first applied, my income is higher now, (new job) and I’m ahead on payments - I don’t understand where I went wrong.

*****UPDATE. Because I was ahead with payments I had my auto pay turned off. I just went in and turned my auto pay back on and I was able to place my order.

reddit.com
u/yowitchy — 30 days ago