r/AmexPlatinum

Airline Credit Nerf?

I just paid for a preferred seat and an economy+ seat on United for a domestic flight later this month (no cabin upgrade). The charge came through as "United Ticketing", which hasn't tripped the airline credit before -- I just did it, so I'll give it a week, but I am not very hopeful that it'll credit me. It stinks, too, because I wouldn't have spent the money if I had known it wouldn't credit (but, the silver lining, no pun intended, is that he extra PQP may be enough to qualify me for silver status with UA! I am a leisure traveler, so it would be my first airline status.)

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u/NatakaKahawa — 10 days ago

Digital Entertainment Credit Stack

This is a reminder that if you use your Digital Entertainment Credit for YouTube Premium, you also get YouTube Music for free.

YouTube Premium for me is indispensable. No more commercials and background playing is enabled. Huge wins.

YouTube Music is not a perfect product but if you're subscribed to YouTube Premium and Apple Music or Spotify, you could ditch a subscription and save whatever you're paying for that.

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u/NerdFarming — 11 days ago

15x Amex Points per USD

Anyone check out this Rakuten shopping ends October 5th end of the day

u/schwa12 — 10 days ago

Platinum to Gold? Or another card altogether?

I currently have the AMEX platinum card for 14 years. At this current juncture, my life is completely different. My kids are grown and out of the house, so spending is different. I also am traveling ALOT less. I’m starting to feel like that $895 AF isnt worth it. I am using certain credits that I wouldn’t necessarily be going to those stores if it weren’t for the credit incentive and it having a deadline. Feels like I could have a better use of my money elsewhere. NGL, for status it’s definitely feels like a blow to my ego, lol, but with an $895 fee that I’m really not taking advantage of the perks, I should be smarter with my money.

Is a downgrade to gold the way to go or is a cash back card with a completely different company better suited for my lifestyle now? Any recommendations for cashback cards that you currently have & love would be appreciated.

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u/Savedmysanity1 — 10 days ago

No retention offer

My AF just hit my account, even though I use many of the cards credits and benefits, it's hard to stomach 895 bucks. I use the chat to ask for a retention offer and the agent looked at my account and rejected it.

He told me that I used pretty much all the benefits, and thats over 2,000 bucks of statement credits, plus 291.59 back on the offers, so my account doesn't qualify for a retention offer

I will try again tomorrow by calling, sucks that they are looking at how much statement credits you do a year to decide about retention offers

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u/Minute_Lead7394 — 10 days ago

AMEX Delta Platinum

Hello, I’ve always thought of AMEX as the gold standard. I obliterated my credit in college and have been working to get it repaired ever since so imagine my surprise when I got approved for an AMEX Delta Platinum.

I’d like to know how to get the most out of my card. $350 is too steep just to benefit off pride alone. Can someone help me with tips and tricks to justify this card?

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u/icebergslym — 10 days ago

US vs NZ Amex Platinum — worth keeping the US card if living in NZ

'I live in New Zealand and have the US Amex Platinum, but the NZ Platinum is tempting because it's about half the annual fee and still comes with solid benefits, like Accor Plus Explorer, two free nights, Accor Gold status, a 300-dollar dining credit, and lounge access that allows two guests. The big drawback is the NZ card's foreign transaction fee, and I travel internationally a lot. For US Platinum folks, would you keep paying the higher fee for no FX fees and the bigger benefit ecosystem, or would you go with the much cheaper NZ card with two free Accor nights, dining credit, and two lounge guests, and just use another no FX card when traveling?'

Yes — those are important because they show what you’re actually getting for the lower NZ annual fee. I’d make the comparison much more concrete:

I currently have the US Amex Platinum, but I live in New Zealand and I’m debating whether it still makes sense to keep it or switch to the NZ Amex Platinum.

What makes the NZ version interesting is that the annual fee is roughly half the US Platinum, but the benefits are actually pretty strong for the price.

The NZ Platinum includes Accor Plus Explorer, which gives you 2 complimentary hotel nights and Accor Live Limitless Gold status. There’s also the $300 annual dining credit, plus airport lounge access.

Another thing I like is the lounge guest policy. With the NZ Platinum, you can bring up to 2 guests into participating lounges, rather than being limited to just one guest, which is useful when travelling as a family.

Obviously, the US Platinum has a much larger ecosystem of credits and benefits, but many of those are US-focused and harder for me to maximize while living in New Zealand.

The one thing really holding me back from switching is the foreign transaction fee on the NZ Platinum. I travel overseas quite a lot, while the US Platinum has no foreign transaction fees.

So for the US Platinum crowd: if you lived in New Zealand, which would you choose?

Would you keep paying the higher US annual fee for the bigger benefits package and no FX fees, or take the much cheaper NZ Platinum with 2 Accor nights, Accor Gold, $300 dining credit and lounge access with up to 2 guests, and simply use another no-FX card for overseas spending?

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u/Designer_Pressure609 — 9 days ago

confused about reward dollars

recently got the blue cash everyday card. i’ve made a couple online purchases but instead of typing my card in on the website i used apple pay then paid with my credit card. the purchases have posted, but it only gave me the base 1% and not the 3% back like i should be getting on online purchases. is it because im paying with apple pay or is the website not considered “online retail”? they used shopify to check me out if that helps at all.

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u/m444xwell — 10 days ago