r/BeginnerInvesting

I see a lot of people seeking advice about investing. Seeking advice is a great first step. It shows that you care. I commend people that want to learn and start investing. Investing can be rewarding but also risky. The fundamental concept of investing is to make money. How and where you make your money is where some of the nuances with investing are. So here are a couple of first questions you should ask yourself when you are just starting out.

1. What type of investor do I want to be, passive, active, or a mix? This is important because it will help guide your investment decisions. Personally, I tell beginners to start with a passive route while they learn.

2. What kind of returns are you seeking? It surprises me that most people don’t have or know what their return targets are. Why this is important? Well if you are seeking 20% returns, that points more to an active strategy. If you are seeking 10% returns, you can probably get that through a passive portfolio strategy.

Just by answering question number 2 alone will direct your investment strategy decisions and philosophy asset classes etc. Start there. Happy investing!

I’m going to start vibecoding a stock trading app geared towards Gen Z/Gen Alpha that makes stock trading as entertaining as gambling.

Too many kids are becoming addicted to gambling trying to make quick cash. I thought with the right API & UI kids (18+) will be more inclined to trading stocks instead of their minimum wages against rigged casino odds.

PvP Matches utilizing penny stock shares going up to full priced stocks will also be setup on the app.

For those who would like to follow along I will be replying to this thread and/or be making posts on this subreddit.

- Happy Coding

[NO CRYPTO ALLOWED]

Which could be a good stock marketing investing app for a beginner in US stock exchanges, with no or minimum AMC and other charges?

Im in Canada, and lately i’ve seen some people talking about an upcoming “bear” market. Wgat do you guys think? i’ve only recently started investing but should I take out my investments and wait for this bear market to start buying? i’m 18 if that matters.

Hi everyone, I’m completely new to investing and I’m trying to learn how to build a simple portfolio for the long term. I’ve started with a Vanguard global ETF and I’m now looking at things like the S&P 500, semiconductor/AI ETFs and potentially individual companies, but I’m not really sure how to decide what is worth investing in or how much overlap there is between different ETFs.
I’m mainly looking for long-term growth and I’m comfortable with taking a little more risk for potentially higher returns, but I don’t want to do anything unnecessarily risky. I’d really appreciate hearing how more experienced investors approach choosing investments and whether there are any resources or things you think a beginner should learn first.
Also, I’m still learning, so if you reply, please don’t worry about dumbing things down a bit! I’m happy to learn, but I probably won’t understand loads of technical terminology yet

Hi I am a 21F Medical student and Idk much about finance investments etc I do really want to learn and understand these things as quickly as I can

I feel like with my field,it'll be even more difficult to, you know, understand these things because it's not included at all in my field. So I was hoping if somebody could recommend a video or any podcast or anything that'll help me set a basis for understanding finance stuff, because I literally don't know much and that makes me feel wildly stupid actually, I mean I do understand very basic stuff like what's a stock, bond, Mutual funds, FD etc but I would like to start from the basics to the high level stuff, you know, I don't want the high-end videos that literally just get right into it because I don't understand a lot of terms as well so yeah I'd love to get into this

Please give suggestions

Thenkss

I have been saving for a while and finally want to start investing. I am not looking for a "hot stock" or anything like that. I'd rather understand what I am doing before putting money into anything.

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If you were in my position with a modest amount saved and a 10+ year horizon, how would you approach learning the basic and deciding where to start?

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Looking on what to invest in 43 y/o 10k to invest and $500-$1,000 a month trying to figure it out and found some new options

70 VOO / 20 VXUS / 10 SPMO

60 VOO / 20 VXUS / 10 AVUV / 10 SPMO

80 VOO / 20 VXUS

70 VOO / 20 AVUV / 10 VXUS

I looked and I know I’m not supposed to but I couldn’t help it. Is there any point in trying to figure out why it does what it does?

Typo in title. I meant either, not ever

Let's hear the investing opinion you have that usually gets pushback. Individual stocks vs. index funds, technical analysis, diversification, market timing, crypto, valuation anything is fair game. What's yours?

Ho 18 anni e sulle spalle qualche lezione di economia del liceo ma non molto altro.
Cosa sono le prime cose che consigliereste a qualcuno con zero esperienza nel trading e nel lavoro? Ma soprattutto zero conoscenze.
Ho bisogno di un 101 completo 😆

What do you guys think?

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Hey guys! I’m a teenager looking for some adult advice. Everyone on the internet saying “Start investing immediately, it’s about your future” but nobody is talking about how you should do it and where to start. So I’m here to find out more about this topic

Hi all, Im searching for a MF to invest, but confused of what is small cap or mid cap.

Suggest me which one to select and invest

A college student here