r/EquityResearchIndia

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Hi, am 46 years old investing since some time, current portfolio size of 11 L, doing monthly SIP of 23.5 K in below funds.

Goal- Retirement.

Wanted to get expert advice on whether fund selection is correct or not, whether to decrease or increase allocation in any existing or overlapping fund.

Risk appetite is aggressive, planning to invest for another 9 years.

Also have ppf of 3.5 L maturing in 2030, also doing sip in NPS of 2 K per month, planning to invest in powergrid InvIT as well shortly. Have stocks worth 1 L.

App used- Coin

Ppfas -4 K monthly sip for stability

MO midcap 150 index-6 K, for hassle free steady returns

Nippon India small cap-5 K for higher returns and the highest AUM fund in small cap.

SBI Gold-2 K for hedge against downside risk.

Nippon India multi asset fund-5 K

Edelweiss US technology- 1.5 K field international exposure and dollar appreciation.

Please review and need honest advice. Understand gold and multi asset is overlapping, then which one to stop or reduce allocation and where to allocate that amount.

So as we have a tons of reports, company data and everything, which is the bet app used by you all for note taking and keeping info in orginized format?

Pls drop ur suggestions & how do u use it?

Drop your portfolio or watchlist, and I'll analyze it with something I have been experimenting with.

You'll get:

• Sector, market cap, quality, growth, profitability, leverage, valuation & momentum breakdown
• Top & bottom performers across revenue growth, EBITDA margins, ROCE, FCF, valuation, earnings revisions, etc.
• Concentration risks, hidden themes, potential multibaggers, and outliers
• Expensive vs attractive stocks relative to their own 3-year history and sector averages
• High Conviction, Watch, and Avoid rankings
• The 10 most actionable opportunities and the biggest red flags

I am sharing a link to one of my previous portfolio reviews so you can see the level of detail.

My watchlist review - https://compoundingai.in/share/W32zWgsuGbM5RDhY_2Kpgg

Hello Friends.. What is wrong with Reliance Industries Ltd.. I mean they are going in one direction only.. South.. is it a gud stock for the long term?

I would really appreciate some guidance on it pls.. Thank u

Been doing stock research myself for few years reading concalls annual reports twitter reddit and random google searches before taking any position

recently started trying AI tools because honestly lot of this process feels automatable now

tried few and only two felt something worthy

1. Screenner AI: really good for scanning documents and finding exact insights fast,just too good
2. fuzz AI : similar usecase but felt much easier to use, some new and good featues felt modern

also tried chatgpt and claude, perplexity but honestly pretty weak for indian stock market research, misses lot of context

what AI tools are you guys using for stock research, curious to know if im missing any good ones

Total Monthly SIP: 11K
Set-up 10% every year
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- Parag Parikh Flexi Cap Fund (Growth, Equity) -- ₹3,850 ( 35% )
- ICICI Prudential Nifty Next 50 Index Fund (Growth) -- ₹2,200 ( 20% )
- Nippon India Growth Midcap Fund (Growth, Equity) -- ₹2,200 ( 20% )
- Nippon India Small Cap Fund (Growth, Equity) -- ₹2,750 ( 25% )

Horrible commentary from management, panicking investors. They should have shown some confidence and good intensions, check this image attached

https://preview.redd.it/0c77duk4brah1.png?width=2430&format=png&auto=webp&s=22ce87ade2d08ec79c6f829f02eed9047ff231d6

Respected All,

Currently I am working in the corporate sector. I have savings available around 5 Lakhs, which may not be used for 1 year. This money will be used after 1 year in my marriage.

Honestly could you guide me where I can invest this money.

Looking forward to your reply.

Thanks 4 ur valuable time.

I made 3-4L of money recently apart from my salary, where should I invest.

I don't have any savings and I want this to be my safety net or long term savings.

I'm open to buying us stocks, etfs, nifty etfs etc...

Or crypto as well.

I'm eager to learn how to do proper market research for stocks and finance.

A few questions I have regarding this:-

1. How do you research a company from scratch?
2. What financial metrics should I focus on first?
3. How do you keep up with market and economic news?
4. What beginner mistakes should I avoid?

How do I leverage AI in this?

I'd really appreciate any advice or resources. Thanks!

For DMAT financials,

Can anyone explain the reasons for the differences in depreciation and amortization amount between income statement and balance sheet. Its a consistent difference in all the years