r/FreetradeApp

Minimum time to hold a free share?

This is probably a stupid question but one I haven't found an answer to yet.

Just signed up and free share allocated (Euro dividends) but while there is a minimum of 12 months to stay on the platform is there a minimum length of time to keep the free share as is or can I sell it straight away and reinvest into something else?

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u/Requirement_Fluid — 5 days ago

Is your Freetrade portfolio beating the market?

Hi all,

I built Finawaken Portfolio to answer one question with real numbers: is your portfolio beating the market? It now supports Freetrade CSV exports, so I thought it might be useful here.

You import your transaction history, and the tool simulates buying the ETF you choose (VWRP, VUAG, whatever you want to compare against) on the same dates as your deposits and withdrawals, then compares your money weighted return against it. There is also a daily, weekly and monthly heatmap against the benchmark, a dividends view by company, and a look-through of your sector, region and country exposure including through ETFs.

The Freetrade import is new, so if something looks off after importing, let me know and I'll fix it. There's a demo button on the home page with sample transactions if you want to look around without signing up:

Finawaken Portfolio

The screenshots are from that demo account, so the figures are sample data.

u/NotYetVested — 6 days ago

SIPP Withdrawal charges by Freetrade

I tried to ask Freetrade how to withdraw money from SIPP & one of the new bits of information I am hearing is that
There is a 240£ fee for withdrawing
I had not heard of these earlier; I also contacted Investengine where I have an account ; but they dont seem to have these ripping charge
Any other experiences?

Quote
"the withdrawal fee for a Freetrade SIPP is £240 per withdrawal.

  • This applies to each UFPLS (Uncrystallised Funds Pension Lump Sum) payment you take.
  • The £240 is deducted from your pension fund after you submit a valid withdrawal request.
  • There are no other specific SIPP withdrawal fees beyond normal investment-related charges."
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u/Al_am1 — 9 days ago

Still no 2025/26 tax summary

I asked today why I still don’t have my tax certificate.

“…after having to retract and correct certificates in previous year, we shifted to reviewing accounts individually to guarantee total accuracy. Your account falls into our final batch, which takes longer to reconcile manually.”

Bloody hell. This is awful. I’ve decided I’m definitely migrating away from Freetrade. It’s mostly fine but nothing is worth this poor service.

Have others got theirs now?

Edit: I’m gradually unwinding my Freetrade position as I’ve officially had enough.

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u/rooreynolds — 9 days ago