Collection agencies don't give a damn that someone stole your identity and ran up a bunch of debt in your name. They just want their clients money back and they really don't care who it comes from.
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My identity was stolen in 2019. I froze all three credit bureau reports and called the local police and made a police report. After that, I filled out all of the necessary forms on the Federal Trade Commission website.
Despite the fact that the creditors had no proof whatsoever that I utilized their services or purchased their products, i was ineffectively able to get them to remove even a single dollar of the fraudsters debt despite having a mountain of evidence on my side while they had nothing.
My credit score is now a joke and there's not a car dealership in this country that would allow me to finance anything on their lot despite having a high paying job. Oh and to add to that the real kicker is that the fraudster rented three or four apartments in my name and was evicted as he no longer felt like paying rent, and so I have those evictions on my record.
What the hell is a person supposed to do in this situation? I really don't want to move to Thailand Laos or Malaysia just to be able to start over. But I feel like I have my back up against the wall.