r/IsleofMan

I'm trying to take out a mortgage for a house in England with my partner who is already a UK resident, but our lender (TSB) won't lend to us because of my Manx residency.

Our broker did have the idea of using my partners address as a Care-of address and opening a bank account in the UK, so I could use the bank statements sent to that address for TSB, but all of the UK banks seem to require residency as well to open an account (please let me know if you know otherwise)

TSB has the best rates for our situation so we'd like to avoid switching to a different lender. I'm sure we're not the first people in the world who have ever ran into this problem, so how has this been done before?

Please take a look and/or share with anyone you think would be interested. A FREE immersive theatre experience in pubs in Old Douglas bringing the lives of the Fairy Ground and Little Ireland to life. Made with the kind support of the Isle of Man Arts Council.