Medi-Cal Reporting
I'm a freelancer in CA and have been on Medi-Cal since before I started freelancing. I hadn't reported change in income because I made under $6k my first year (2025) and currently make about $1500/month before taxes. I honestly misunderstood reporting requirements and thought it was based on post-tax income and needed to be reported only if it exceeded the threshold.
My renewal period is up and I got a notice of termination at the end of the month because my previous income documents were apparently not detailed enough. I'm trying to report everything accurately now that I understand reporting requirements properly, and have submitted new documents (2025 tax return, sworn statement, letter explaining misunderstanding, etc). I am on psych meds that would honestly be devastating to have to stop cold-turkey (one is over $1k/month without coverage).
I guess I'm not sure if I am at risk of losing my coverage or being penalized over my own fuck up? I mean, I still came nowhere close to the threshold and my current income is still below it, so it isn't like I went over and tried to intentionally defraud the system. However, if this puts me at risk of losing my coverage, I need to start looking for new plans like yesterday and seeing if my providers even accept whatever new plan I would end up with.