r/PakistanStockX

SLM’s book building was fully subscribed in 5 secs. That says a lot about investor confidence.

SLM’s moat: Zero local competitors. Smuggled supply squeezed. Official imports carry 20% RD.
They sell cheaper than both smuggled AND imported tyres - while being only local manufacturer.
Structurally protected biz.

If you’re applying in IPO, expect to apply with 3x–4x desired amount. Even then, you probably won’t get desired allocation.

I need some honest opinions from experienced investors/traders.

Around 4–5 months ago, when the bull market was running strong, I invested a big amount into PAEL and DGKC for swing trading purposes. Unfortunately, I bought them near their highs, and then the war situation started, after which both stocks went down heavily. Right now, I’m sitting in a huge loss.

I already know it was a dumb decision and I regret it a lot. Normally, I prefer investing in blue-chip stocks and most of my portfolio is still in blue chips, but for swing trading I took this risk and it backfired badly.

What’s making me even more confused is that inflation and interest rates may increase again in the near future, which could put even more pressure on the market and especially on cyclical stocks like these.

Now I’m confused about what to do moving forward. Should I just hold these stocks long term and wait for recovery, or should I book the loss and move on? I know booking a big loss also feels like a bad decision, so I’m stuck mentally.

Would appreciate any practical advice or different perspectives on how you would handle this situation.

I recently started investing and I’m trying to learn along the way. One thing I’m currently confused about is portfolio allocation.

What are the key factors you consider when deciding how to allocate your portfolio?

I already have a set of stocks in portfolio and want to stick with them, but I’m struggling with how to distribute my investment across sectors and positions.

https://preview.redd.it/8lmibi4c7o1h1.png?width=865&format=png&auto=webp&s=01ae5e011dc6317b6c308142ab931b899cdac10c

I’d really appreciate any suggestions or frameworks you use to plan allocations.

Salam everyone, i recently got a job and im 21, the job pays fairly good and i can put away 10-15k each month and i dont want it to just sit in my bank. Are there any ideas as to how to get started to invest for a good period of time? im particularly new with 0 market knowledge it would be highly benefical and sadqa Jariah as to anyone who would be willing to guide me as of now.
Jazakallah khair!

HIRAT got issued a risk warning yesterday and was floored like you would never expect it. Today they turned it around like it was nothing lol

Also Bunny's is going crazy with the volumes now, over a 100 million o.o

Any idea what happened in bunny's today? Massive selling with huge volumes

I'm 26, based in Lahore. Work as a Sales Development Rep for a US startup. Earn roughly Rs 3,20,000 per month via Deel, spend about Rs 70,000 to 80,000, rest goes to savings.

I have Rs 20 lac sitting in my Meezan current account doing nothing for months. I know this is a problem. I just didn't know where to start so I kept delaying.

Active tax filer, PSEB registered if that changes anything.

\*\*The immediate stuff I'm already thinking about\*\*

My salary comes in USD and Deel auto converts everything to PKR on payday. Someone suggested I open a Meezan FCY dollar account and keep the salary in USD instead of converting immediately. Does this actually make a meaningful difference?

Also thinking about buying Rs 1.5 to 2 lac worth of physical gold. Old fashioned or still worth it in 2026?

\*\*The bigger question\*\*

What do I actually do with Rs 20 lac? I've been looking at a few options and have no idea how to compare them or what split makes sense.

Cash and money market funds seem to return 9 to 10.5%. Is this even worth it over a savings account?

Mutual fund income funds seem to return 12 to 13%. The Meezan Islamic Stock Fund apparently returned 57% last year. Is that real? How risky is it actually?

Should I be buying PSX stocks directly or just going through a fund? I know nothing about stock picking but people keep saying MCB, OGDC, Engro.

What about a small crypto allocation, maybe 5%? Terrible idea or reasonable?

NSS and CDNS pay 11% government guaranteed. Worth the branch hassle or just use an app?

\*\*My goals\*\*

Want to reach Rs 1 crore net worth in 2 to 3 years. Between Rs 20 lac now and roughly Rs 2,40,000 investable monthly is this realistic or am I being delusional?

Also thinking about marriage in the next year or two and eventually starting a business but figure the investment foundation should come first.

\*\*Specific things I'm confused about\*\*

Split across multiple options or consolidate in one place?

How much to keep liquid versus locked away?

Any tax advantages I should be using as an active filer that most people miss?

Is there anyone in Lahore who gives genuinely good financial advice or are they all just selling their own products?

Any advice appreciated. Happy to answer questions if I've left something out.

So I'm 21m work at sweet creme and I have some money saved up (saved up my last few salaries) and I need that in few months but not rn but I don't wanna just keep it in the bank. I thought I should invest it in smth low risk and lil reward type investment where I'd make some money with no risk cuz obv I need that money back after couple of months or should I not invest it and keep it in the bank as it is? Btw it's 50k ..I don't have that much money but yeah lol

Growing a creative & tech agency from Karachi focused on animation, development & digital solutions.

Looking to raise investment to scale operations and growth. Open to investors or strategic partners on a profit-sharing model.

DM if interested 🤝

Assalamualaikum, Ive been investing for a couple of months. After some consideration, im planning on making my portfolio the following

FFC

MEBL

EFERT

HUBC

OGDC

SYS

I'll buy in relative equal amounts (15-16% each). should i go for it or switch a fertilizer for Lucky Cement maybe?

Will you rate my portfolio too I have FFC(87) OGDC(87) HUBC(89) MEBL(87) LCI(87) and DCR(350)

Next month I am planning to make them 100 each and DCR to 450 plus 10 shares each of MTL, LUCK ,GLAXO, NATF, SYS, AIRLINK

Can anyone please explain what the hype is with DCR? I don't understand why everyone here keeps suggesting to invest in it? I just want to learn!

For an initial Investor, in thinking of buying stocks that fall in all these 4 categories: PSXDIV20, KSE 100, KSE 30 and KMI30? Would buying the top blue chips that fall in all these categories be a good idea for maximizing both the capital gains and the dividends?

I had put aside 5M PKR as I will be needing it an year later when I'll be moving abroad. I came across a post on social media that got me interested in stocks and investing. Could anyone guide me on how I could potentially invest my funds for the next 7-8 months, how safe is it, and how much return could I expect?