r/PakistanStockX

Trimming my portfolio
▲ 14 r/PakistanStockX+1 crossposts

Trimming my portfolio

I’m a beginner investor and currently have 21 holdings in my portfolio. Over time, I’ve ended up buying small quantities of many different stocks, and now I feel the portfolio has become a bit too diversified.

Around 80% of my holdings are in profit, and I’d like to consolidate my portfolio into fewer, stronger positions. However, I’m not sure what the best approach would be. Horizon is medium to long term 3-5 years with max returns

How would you go about consolidating a portfolio like this? Any advice or tips would be greatly appreciated. Thanks!

u/mst3636 — 21 hours ago

What App do you use for online trading?

please help me out. what app do you use? koi general app hai yaa jidhr account kholwaya unki hi app use krni parhni? AKD, Arif habib , js global saabki app barhi trash and barhe fazool reviews. mere phone mein to app chal bhi nahi rahi

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u/Downtown_Nerve_ — 18 hours ago

CDC Sub Account Vs Investor Account, for beginner's

CDC Sub Account: the default account that gets made automatically when you open a brokerage account. As the name suggests, it is a "sub account" under the overall account of the broker with the CDC under which there are thousands of sub accounts dependeneing upon the size of the broker. Technically the broker could mess with your shares but the SECP regulations are extremely strict against it now. Shares you buy automatically are deposited in this. Can be manually transferred to your investor account.

CDC Investor Account: the account that belongs to you with no sub accounts. Your broker has no access to this. This is for holding shares long term more securely. Shares you want to sell must be transferred back to the Sub Account with the broker.

u/ketofolbolus — 1 day ago

Syed Faraz’s Trading Mastery

I'm looking to improve my trading knowledge and I'm considering structured learning rather than relying solely on free resources. For those who have taken Syed Faraz’s Trading Mastery, what made it worthwhile (or not)? are there any red flags to avoid?

I’d appreciate any honest reviews or experiences.

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u/Slow_Persimmon_8126 — 1 day ago

Beginner looking to invest in Pakistani stocks — where should I start?

Hi everyone, I’m completely new to stock investing and want to start investing in the Pakistan Stock Exchange.

I've done some research, could you please guide me on:

  • How to open a brokerage account
  • Which brokers are reliable for beginners
  • The minimum amount needed to start
  • How to research companies before investing
  • Common mistakes beginners should avoid

I’m not looking for quick profits or stock tips just a clear and safe way to learn and begin. Any useful resources or personal advice would be appreciated.

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u/Rare_Jury_832 — 3 days ago

Portfolio

These are some of the stocks that I've shortlisted and did my research over the time.

Is there anything I should sell..? And invest that amount in some other stock???

u/OkAdministration4023 — 4 days ago

I have 5 million in cash sitting in my bank account. Should I buy a brand new car or invest it?

Before investing, I want to know how much return I can get on monthly basis. if there is very little amount I’m not interested in investing instead I can buy a car. It will help me in many ways

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u/Far_Side8514 — 5 days ago
▲ 4 r/PakistanStockX+2 crossposts

Student in Pakistan investing monthly in PSX – Should I stick with stocks or learn Forex?

Hi everyone,

I'm a bachelor's student in Pakistan, and I've recently started investing some of my savings through JSInvest Pro in the Pakistan Stock Exchange (PSX).

Since I'm still a student, I don't have a fixed income. Whenever I save some money, I invest it:

  • PKR 1,000 sometimes
  • PKR 2,000–3,000 in months when I can save more

My goal isn't to get rich quickly. I want to build wealth gradually and develop good investing habits over the long term.

Recently, I've been thinking about whether I should continue investing in PSX or start learning Forex trading.

I'd love some advice from people with experience in investing and trading.

Here are my questions:

  • Is investing in PSX better than Forex for long-term wealth building?
  • As a student with limited monthly savings, what would you recommend?
  • In 1–2 years, when I graduate and hopefully start earning a salary, should I:
    • Continue investing only in PSX?
    • Invest in PSX while also trading Forex?
    • Shift mainly to Forex?
    • Or consider another investment option that's better than both?

I'd appreciate any advice, especially from people who have experience with the Pakistan Stock Exchange, Forex, ETFs, index funds, or other long-term investment strategies.

Thanks!

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u/Current_Resident_913 — 5 days ago

Is ISL good for long term & Will PSO recover

i have a good average of ISL at around 79, should i keep holding it or book the profit and put the money in other blue chip stocks that i already own, im doing SIP investing for long term holding, 5+ years

Also i brought PSO at a very high rate pre war and after averaging im still at 375, will PSO recover as its currently at 350 or should i accept the loss and take out the money and invest somewhere else keeping in mind i don’t want to hold PSO and planned on selling it as soon as i break even

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u/alookima — 4 days ago
▲ 1 r/PakistanStockX+1 crossposts

Anyone holding BAFL?

It’s been on my watchlist for a while 2.1 trillion in assets, 4 P/Ex and trades at around book value worth and decent online service. They also have been working on CASA ratio and have solid NIM during policy rate contraction. Worth looking into or am I missing something?

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u/Hassangetskarma — 5 days ago

Need a beginner's guide

Hi all, I have opened a trading account with Arif habib limited. Can anyone please suggest me what should I do now or who should I follow before buying any stocks. I'm honestly clueless and any help would be appericiated. Thanks

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u/Shahmeer_002 — 5 days ago

I am thinking to make an investing partner brother.means we both can make together investments,I am slightly beginner but have knowledge of stocks as I am CA student.Any beginner or old brother can DM me so that both of us can get benefit

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u/CommunicationAny349 — 7 days ago
▲ 51 r/PakistanStockX+1 crossposts

5-year true returns

Most "5-year return" numbers you see for PSX stocks are quietly wrong.
They either ignore dividends, or count dividends but forget that you're taxed on every one of them, or they break the moment a stock splits. So the figure looks bigger than anything a real investor actually ended up with.
So I rebuilt it the honest way.
I took the 10 largest companies on the exchange by free-float market cap and asked one simple question: if you had put Rs 1,000,000 into each of them five years ago, and just held, reinvesting every dividend ; what would you actually have today?
Every number here is after 15% dividend withholding tax, and every stock split along the way is properly accounted for. Real entry prices, real dividends, the real shares you'd be holding now.
Here are the results for the top 10 by free-float cap.
Each card below breaks down exactly where the money came from

u/MumtazKahn — 8 days ago

I Was Tired of Information Overload, So I Built iLensAI for PSX

I've been working on something for the Pakistan Stock Exchange for the last few years, and I finally feel comfortable sharing it.

I'd genuinely appreciate feedback because Reddit tends to be brutally honest, and I'd rather hear criticism than compliments.

Like many retail investors, I started by spending hours every evening going through charts, broker reports, YouTube videos, WhatsApp groups, financial news, and technical indicators. I always felt busy, but rarely confident.

Eventually, I realized the problem wasn't a lack of information, it was filtering the noise. Today, almost every platform can show RSI, MACD, moving averages, and charts. Information is everywhere. Clear interpretation isn't.

That realization led me to build iLensAI.

Instead of creating another stock screener, I wanted to build something that helps investors understand why a stock looks interesting. I'm a computer engineer by profession, but the real challenge wasn't building the software, it was figuring out which information actually improves investment decisions.

Over time, I removed more features than I added. If something looked impressive but didn't help users make better decisions, it was removed.

Today, iLensAI includes multiple analytical engines, including:

- Market Pulse

- Breakout Engine

- Smart Money Analysis

- Volume Behaviour Engine

- Smart Dip Hunter

- Index Beating Elite

- Seasonal Analysis

- AI Chatbot

- Downloadable Excel datasets

- Coverage of 100% Shariah-compliant PSX stocks

My favourite feature is the AI chatbot. Instead of forcing users to interpret technical indicators, they can simply ask questions like "Why is this stock appearing today?" or "Why is this breakout considered strong?" and receive a plain-English explanation.

The goal isn't to predict the future. It's to help investors make better-informed decisions.

Another feature I'm proud of is the Performance page. Rather than asking users to trust marketing claims, it shows how recent signals actually performed over time. You can review signals from previous trading sessions and judge the platform based on transparent historical results.

The platform updates after every PSX trading session using the latest market data. If you prefer doing your own research, you can also download the Excel datasets and analyze everything yourself.

If you have a few minutes, I'd genuinely appreciate your honest feedback.

www.ilensai.com

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u/drmahmood — 8 days ago
▲ 24 r/PakistanStockX+1 crossposts

Is it a right time to invest 3,000,000 PKR in PSX?

I have 3M PKR Savings that is of no use and willing to invest all this in July into PSX. I planned to diversify this way:

https://preview.redd.it/rh26dmsqsk9h1.png?width=446&format=png&auto=webp&s=14815e994b9108c6511b384b683a5b556623e5a0

Firstly, should I put all this money lump-sum?
Secondly, is the diversification for like 7-10 years target okay?

Thirdly, I am a late filer right now so much tax on profits will be applicable for "Late Filer"?

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u/Difficult_Vanilla814 — 10 days ago

Beginner’s Guide

Salam. I have been researching into PSX and international stocks recently, and subsequently plan on investing, PSX first and iA if all goes well we’ll see. I did crypto for quite some time but left as I could not provide the required time, nonetheless it was a great experience. I have shortlisted a few companies and taken a look at the different tools available for metrics. Most of these are long term, no banks. The plan is to divide around 300,000 initially in these companies, and continuing to buy shares every month with what I can save. Any advice or recommendations before I begin this journey?

OIL Marketing & Exploration
PSO
OGDC
PPL

CEMENT
BestWay
Lucky Cement

FERTILIZER
Fauji Fertilizer
Engro Fertilizer

Mari & HUB

Have thought about AKD as the broker, any recommendations on this would be appreciated aswell! Jazak Allah.

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u/AUGQ-Law-10 — 7 days ago

Best PSX Stocks for Long-Term Dividend Income?

Hi everyone, I'm looking for recommendations on stocks in the Pakistan Stock Exchange (PSX) that are suitable for long-term holding and provide consistent, high dividend yields. I am investing through a Roshan Digital Account (RDA) and want to build a portfolio focused on passive income. Which stocks should I look into for 2026-27? Thanks!

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u/Dismal_Secretary_866 — 11 days ago

What to do if Invested Stock Goes Out Of Shariah Compliant!

I recently invested some money into NATF which was Shariah Compliant at the time when i invested, when I checked recently it wasn't Shariah compliant anymore due to some reason. What should I do now?

Also I am planning for long term investment and doing SIP in multiple stocks including NATF.

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u/hamza_ayub — 10 days ago

FCCL or MLCF?

Looking to buy one for next year considering optimism surrounding Cement sector. Which one is currently better to take fresh entry into?

Holding period preferably one year, but can consider more if it remains attractive

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u/shaykhsaahb — 11 days ago