r/TQQQ

recently applied 9sig into portfolio. long bond seems stupid to me. am i the only one? the inverse relationship of stocks/bonds is no longer reliable, wont be again without massive structural reforms, yadda yadda yadda. but i feel i havent seen anyone discussing inverse bond fund with their TQQQ. at -1x its still low volatility, and works well as a low risk/low reward cash pile. in terms of being a 9sig modification, it still performs the role that its supposed to do in 9sig, which is preserve capital for future opportunity. and given the low volatility im going to say the quarterly review/rebalance is fine for making a short/long change at some point. curious to know if im missing anything. is there some other role about AGG/bond sleeve that's not covered here? i get no dividends obviously, and fee is higher, but otherwise it sure looks like it does the same thing. the higher fee means this is something you dont ignore, you look at it every quarter. but you already do that for TQQQ. what would kill it? a bond rally obviously. but sure seems like over the past few decades those are announced in advance by Fed/treasury. never say never, but seems like bonds just dont move fast enough to really hurt you in only 90 days. not without something happening that's front page news: major war, pandemic, QE, etc. thoughts?

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Posting my regular quarterly update.

1. Portfolio Execution:

* Didn't add any new shares this quarter. Placed an eye on buying at $57, but was a bit late pulling the trigger and missed it.

* Sticking with my simple buy and hold approach started back in Nov 2021 (with aggressive buying through 2023-2024). 0 withdrawals so far.

2. The Mental Pivot:

My next target is $650k. Once I cross that mark, I’m planning to start withdrawing 0.2% monthly (~2.4% annualized).

Because my active income fully covers my expenses, I don't need this cashflow. But I’ve realized that after years of pure accumulation, saving has become auto-pilot and spending on life feels unnatural. I want to build the habit of realizing gains and intentionally spending on life now, rather than waiting for full retirement.

Anyone else struggle with this mental transition? How did you train yourself to start enjoying your portfolio?

I love how I manage to beat TQQQ YTD. This is amazing. Strategy 9-sig. Enjoy the moment for now.

If market go to 0. Then to 0. For now. I win.
Hater please go away. Go buy your SQQQ.

Account: +65% YTD
TQQQ: +54.78% YTD.

Specially for this year.
Read my 5 year CAGR 30%. 5 years CAGR

TQQQ options expiring today. Gains are from yesterday’s move. Will let these expire instead of rolling. I will wait for another red day before selling Puts again. It still has around $0.08, about $5K assuming it expires worthless. Good start for October. Keep grinding.

Good start to Oct. The month end update is always marked to market so the gains are just from Oct. Dividends was larger from rising rates in SPAXX and being out of the market during FOMC week. I added a YTD graph from the Fidelity website to show the trend for the strategy. Bull markets can make everyone look like a genius, I’m aware of that. The line chart shows the strength and weakness of selling Puts. It held up pretty well in Feb/Mar when the market corrected, made money when the market was sideways from June to Aug, then underperformed when TQQQ surged 20% or so after FOMC in Sept. Everyone can make money: Buy and Hold, 9Sig, Options sellers etc. The important thing is find a style with an edge that fits your personality so you can stay the course day in/day out without losing your sanity. Respect to the OG people who have been here longer always helping or encouraging. I decided to start posting in January and honestly it has helped me be consistent and accountable for my own trades. Keep grinding.