Well credit genie took forever trying to withdraw the money last week and now my Account is empty so even though they’ve been trying to withdraw can I still go ahead and send a ACH revoke email? Because there isn’t any money left In my acct now that rent and bills came out ; if I need them again I’ll just pay the owed balance
Normally I have access to $600, but this month it’s only $300. They say the offer resets every day, but it’s been stuck that way since I repaid my settlement on Thursday. I’ve reached out to support and they have either been flat out rude, ended the conversation before I was ready, or spit out the same regurgitated copy paste script that all agents have. So I’m hoping someone on here might be able to provide me with some more clarity. If I take the $300 this time, will I lose access to being able to get $600 in the future? If I wait long enough will the offer finally change? They say it’s based on an automatic system, but nothing in my life or banking has changed aside from my credit score going down because I finished my paying on my car loan. But they supposedly don’t check your credit, but that’s the only thing I can think of. All insights and any advice would be welcome. I’m also open to hearing about other apps that might be better and will let me take out as much as Dave does. Thank you.
I did the template but noticed alot of these apps have our debit cards too do i need to request the debit card to be removed aswell or just the ach? thanks!
I’ve literally used all the cash advance apps and I don’t have enough karma for the borrow subs. Literally just need 100 bucks to make my rent. Any ideas or other apps that are less known. Desperate at this point
Hello all, I unfortunately have fallen victim to these cash advance apps and am in a hole. I’m 200 under on rent and I don’t know what to do. I panicked when my car broke down and I feel trapped.
I am looking for advice or support suggestions.
I will be back on my feet by next paycheck and do not have anymore advances pulling until the 17th but there were charges on the 3rd and the 5th that set me behind.
Any advice appreciated. I don’t know what to do
Just wanted to say that in finally out of this hell hole of a cycle. Shit was miserable. Good luck to everyone!
I updated the app and now it won’t let me proceed unless I link my debit card but it won’t link since keeps saying my zipcode doesn’t match when it does. Anyone else dealing with this issue?
I have several repayments due this upcoming Wednesday. Earnin, Grant, Self, OneBlinc, MoneyApp+, FloatMe, Earnifi. Is it too late to revoke ACH for this? Trying to get out of this cycle for good.
having trouble finding a tribal lender in New York, also can I revoke ach with a tribal loan?
After years of being stuck in a borrow cycle with MoneyLion I’m finally free. Did my last payment on the 2nd and it feels so good to finally be able to just delete the POS app. Anyone out there struggling in a borrow cycle you can get out! It takes time and discipline. You got this!
What happens after signing the "contract"?
Like the title says, VANSi (formerly credit convey) randomly permanently disabled my account (i genuinely have no idea why, I didn't get any email or anything) but I still had a $200 advance from them. With them disabling/deleting my account, will they still take their repayment back? Just genuinely curious because i've never had this happen before and it's strange that they disabled the account while i still owed them money.
I know Brigit, but do more?
Man oh man, perpay blessing me in the funniest way possible. Let me start from the beginning.. I made a perpay account on April 5 2026, just looking online for an easy way to get some AirPods (I know horrible idea🤣) I stumbled upon perpay, and other vicious apps.
Anyways, I did the entire process of filling out the application with my direct deposit information and payroll provider. An hour later had a quick change of mind, because I already had the money and, I didn’t like that I was tying up my paycheck. So I cancelled the order, thinking that would be the end of that. Boy was I wrong.
Fast forward to today.. perpay has BEEN taking exactly $42.90 out of EACH of my paychecks, since April 10th, 2026 to pay for nothing. To perpay, I guess I didn’t need that money 😭 because, I did not notice a thing and, maybe.. Thank you?? Like I’m in shock honestly, I now have $471.90 heading to my account.
I decided this needed a short story because, wtf I have no idea if this is the right sub for this🤣
I have been stuck on this screen since yesterday but did sign a contract and it shows me a payment schedule. Just wondering if I am already approved and waiting for funding or if it does every loan like this even if it’s going to turn you down.
Hi, I apologize for this being my first post, but I am extremely desperate. I was relying on eBay to send me $2K USD for a sale I made, but due to minor issues, they have refused to make any changes on it, and now I’m stuck in a situation where I need to make money. Fast.
I work two jobs and I don’t get paid by either until the end of the week and I can’t wait until then.
What app is safe to use to borrow $200 right now? Or $150?
Anyone get this email? Does this mean they can now sue you or send to collections over unpaid extracash?
I have extracash that has been unpaid since 2025 (I narrowly escaped them somehow from getting me) but they just changes their terms. Does that mean I can opt out of this agreement since I haven’t used it since 2025 before they changed their terms? I’m confused lol help me
Did anyone else get this email from Dave ? And so does this mean if they close my account and I owed money when they did that they’ll no longer try to get the money they owed and stop trying to charge my bank account ? I owe them $200 and for the last 6 months ivr been waking up at 4:30 am every Friday when my paycheck hits and immediately moving it to my other bank account and I’d really like to not have to do this anymore
UPDATE : so I logged into my husbands account , he only owes them $60 but like me it’s been months that he hasn’t paid and he’s since then switched bank accounts, but I spoke to an agent through the chat and I guess this only applies to the Dave checking account you can open with them, so no if you have a balance due for the cash advance this doesnt clear it. Damn.