Hi everyone. I am finding ifsca grade a more attractive job than rbi grade b but I am not sure about the work culture and wlb. Can someone highlight this area please?

so I am starting my pfrda prep, my second attempt. last year I gave interview, didn’t qualify. i have CGB content (bharhmastra) but I want another coaching content too so I do not miss on anything . Anybody willing to share? like the other person can use my content as well and I can use that person's account? no monetary transaction involved

I started my preparation 15 days ago after fixing sources and a one year roadmap.

So basically I'm preparing phase 1 and phase 2 together, and since my spoken English is not Good so I'm practicing daily at least 10 min explaining a concept in English( good for articulation, ultimately will help me in the interview)

What i have covered till now-

English - subject verb agreement and parts of speech with questions by chatgpt or Google ai mode

ESI- measurement of growth just started

Reasoning - syllogism

Quant - simplification

I will be sharing weekly what i accomplished

If you are also preparing for grade b 2027, feel free to connect.

Today (4th July), I officially started my RBI Grade B 2027 journey.

I’m an engineering graduate, currently working and this will be my first attempt as a General category candidate.

Why RBI?

A few weeks ago I read a book by Alpana Kilawala ma’am. After finishing it something clicked. The work, the responsibility and the opportunity to contribute to the country financial system genuinely inspired me. That’s when I decided that I wanted to give RBI Grade B my best shot.

I recently purchased the EduTap course. This isn’t a promotion I’m not affiliated with them in any way. I simply chose it because I felt the course is structured well and covers everything in one place. Yes sometimes it feels like they include more than what’s strictly required, but I don’t mind. I’d rather know a little extra than miss something important especially for Phase 2 and the interview.

One piece of advice I received from a few successful RBI Grade B officers really stayed with me.

Most aspirants focus only on clearing Phase 1 and Phase 2. But many underestimate the interview. The interview isn’t something you prepare for in a few weeks. It reflects how deeply you understand the Phase 2 subjects and whether you can think clearly and explain your ideas. That completely changed how I’m planning my preparation.

My goal is to finish the entire syllabus by December, followed by multiple rounds of revision, answer writing, mock tests, and interview preparation.
I’m treating this as if it’s my last attempt, even though it’s my first. I think that mindset brings the seriousness needed for such a competitive exam.

I’m also looking to connect with a few genuine and disciplined RBI Grade B 2027 aspirants. we can discuss concepts, stay accountable, share resources and push each other consistently.

If you’re seriously preparing for RBI Grade B 2027 and have a similar mindset, feel free to reach out ( DM ME ) . It would be great to build this journey together.
Let’s see where this journey takes us.🙌🙌🙌

Same as title - any news anyone?

Can someone help me, if we get selected how the location will be decided? Will we get an opportunity to work anywhere?

Do you need to be Engineer or Economics Background for clearing Banking exams ?

Can a simple ba guy or bsc biotech guy crack. Do they care this about in Interview .?

https://preview.redd.it/tbrw9y7f32bh1.png?width=570&format=png&auto=webp&s=8e37520908c9da55afb67f4b2d39922616ad771d

An educator (a former manager in a regulatory body) who recently left a coaching institute to start his own coaching venture has uploaded a video on his YouTube channel in which he speculates about the possibility of an RBI Grade A recruitment. According to him, if the recruitment takes place, it may have around 250 vacancies (speculative). He also mentioned that the competition is likely to be very intense, given the long gap since the last recruitment and the large number of aspirants waiting for the notification.

These are only his personal projections and not any official information from RBI. What are your two cents on this?

I am an MBA from tier 1 college and was workinh at a reputed company (25 LPA). However, I quit in sep 2025 to try for regulatory bodies first and last time as I was super frustrated with my job. I was super confident that I would clear it however missed PFRDA, IFSCA with very little marks and SEBI also (will see how many marks once scorecard is out). However, now I have a 9 month resume gap and not getting any calls from recruiters due to bad market. The ones calling are ghosting after getting to know about my sabbatical. Not sure what to do, only options left are:

1. Apply for SBI PO, I am eligible this year (never gave before). Apart from stiff competition, feels like a step down. Not sure if it is worth the effort and time after hearing negative wlb reviews.

2. This I am already trying to get another job.

3. Try teaching for CAT/govt exams on QRE, again coachings pay very less

4. Appear for NET and go for PhD/Assistant Prof route.

Got out in both RBI Grade B pre and Nabard DA mains . And suddenly i realised mere ex ka baap shi tha nikkma hu m .

No more hard feelings. Peace out.

Which is a better source for Current Affairs and PIB between CGBMentors and Edutap?

By better I mean content coverage and ease of comprehension for Nabard Gr A.

TIA.

I am preparing for upsc , currently in deloitte.

Graduated last year from IIT Roorkee. Need some help on how to prepare for grade b rbi. I am planning to take anuj Jindal course.

Selling both mockmentor and cgb mentors rbi garde b course. Interested one can dm me.

Hey peeps. Wanna know about something important. Is CS4 good for RBI Grade B prep? Honest feedback please.

I got shortlisted for the interview, submitted the documents well within time, still haven't received any further communication. Any idea how much time it usually takes or when to expect it?

PS: for the July-December cycle.

Final salary /package of RBI grade B

After watching 1.5 crore videos with different figures on RBI grade B salary, if you guys find anything incorrect in this list, please correct in the comment section

Basic pay: 78450

DA:(25%) : 15750

Special allowance:28000

Family allowance:4050

Local allowance:4800

Grade allowance:15100

Leaning allowance: 3300

Fuel allowamce: 21000

Total : 170450

Other monthly allowances:

Househelp:6500

Equipment allowance:2000

Landline allowance:1400

Sodexo (quarterly 15000):5000/month

Newspaper:3500/month

Internet :3500/month

Total: 21900

Salary + monthly allownaces: 192350

After JAIIB + CAIIB:

3 increments :3\*4050: 12150+ DA = 3050 = 15200

After JAIIB + caiib monthly salary: 207550.

Yearly allowances:

Medical allowance:13000 (1000/month)

LFC : (upto 4 dependents) (not including this in package )

Furniture allowances:3.25 /5 year (but those furniture will belong to RBI and bill needed for reimbursement so not including this in package too)

Spectacle allowance: bill needed (not including in package)(for self and spouse)

Children education allowance:13500/month (upto two kids)

Total package (monthly +salary + yearly allowance):

2491900

NPS contribution:

14% of basic (without JAIIB + caiib): 131800

14% basic (with JAIIB + caiib) : 152200

Package (salary + allowance+ nps) (with JAIIB+ caiib) : 2644100

Package (without JAIIB + caiib) : 2416150

(Excluding House allowance+ children education allowance + LFC + furniture allowance+ spectacle Llowance)

So this will be your package

Lifestyle expectation:

1. Taking RBI quarter (with gym, sports club , parking, EV charging station)

2. Using full LFC and going on trips

3. Using holiday homes and living in 4 star hotel at 100/ day

4. RBI colony community hall (10000/ day) which will cost 2 lakh / day in normal banquets

5. Medical limit :80000/ year.(OPD)

6. Daily allowance:2500 , when on official trips ( dept of supervision mostly)

7. Housing loan :20000000 at 5% (adding 35-40k per month in your salary) (90 times of basic pay+ da +sa +ga, so around 1.3-1.4 cr when you will become eligible for it)

8. Annual full body checkups and full coverage in case of hospital admission

9. Transfers: mumbai (5 year first posting) + then you can request home state (and if you are someone from Chennai or kolkata with big regional office you can get a dept transfer after 3 years , so total : 6 yrs)( grade D onwards this mostly depends on vacancies)

10. Staff buses are common , colony to office in kolkata and mumbai colonies

11. Retirement funds almost (people who retired in 2025 with 30-32 year experience): 6 cr + leave encashment+ gratuity (20 lac) + pension ( 1.5 lac)+ health insurance for self and spouse till death + access to LTC even after retirement (smaller amount)

12. All prequesties are tax free, tax will be paid on your behalf by rbi

Promotions:

Grade B to C : 7 years ( time based)(75% of humans get)

Grade C to D: 5 years (written exam + interview)

Grade D to E : 4 years ( minimum)

Grade E onwards almost 4 years minimum but depends on vacancies.

Real package of RBI (to get all facilities of RBI grade B being a private employee)( family of 4)

Package : 2644100 (with JAIIB + caiib)

Health + life insurance like RBI (monthly investment): 10000/month :1.2 lakh

HRA : 30k : 3.6 lakh

Gym (self and spouse)(3k) + house maintenance (3k)+ sports (2k) + canteen facilities (3k-4k)+ free water (0.5k) + house repairs (2k) : 13k : 1.7 lakh

Children education allowance : 27000 (two kids) + 8000 (book grant) (annually) to give 27k fees a private employee need to earn 38k give 30% tax on that : 38\*12 + 10K = 4.66 lakh

LFC : 1.24\*4 = 5.76 ( to spend this much private employee need to earn 7.5 lakh )

Holiday homes : 4000/ day vs 100/ day so : 50k more saved atleast per year

Furniture allowances :65000/ year (80k need to earn to pay 65k)

Total real package : 46 lakh ( real amount a private employee need to earn for same salary and lifestyle as an RBI grade B)

If you will lad house loan benefits in this :

40k monthly saved :4.8 lakh yearly

Total package + home loan :50.8 lakh (this is the real value of RBI grade B salary + job security + no bonus problem like private employees need good rating to get full bonus)

Correct if I was incorrect anywhere! And end this debate for once and forever

Editing (4 may):

Wanna add humans who believe salary growth is low it's true, but is it very low : no ,mp.

Why? Incremnets :4050 (5% ) + DA (RBI follow a diff DA scale so) : 8-9% , and with 1% increase in basic pay gross package increase by 1.7% . So , and unlike PSUs and central govt jobs wage revision is in every 5 years. So , growth 10-12% which is decent, without switch if someone is in the same company private sector pays the same too.

2. Humans comparing this with PE, IB and consulting jobs (with 50 lpa + packages):

Just wanna those jobs demand CAT 99% + 30 l fees +2 years investment + 65-75hr work/week + 6 day a week.

Rbi demand: form fees + 10-15 k online coaching that's all +40 hr/ week +5 day/week.

Edit 2: 1. Special prerequisite allowance : 3 lakh yearly (this is the tax refund one get, on prequisite it can vary year by year, depending on howvmuch furniture and LFC allowance you took) (30% of all prequisites)

2. Mumbai posting is for 13 years

3. Furniture allowances (bill not required), 10% furniture allowance yearly for maintainance.

4. Fuel allowance is also a prerequisite, which saves total 4-5 lakh yearly to the CTC(all prequisites combined)

Edit 3: 13-14% annually incremnet (including DA + incremnet annual + wage revision)

If you promotion it will be more than 13-14%

Some humans are saying why I calculated 2 lakh/1-2 day for RBI community hall

1. Community hall (air conditioned)

2. Parking space.

3. Unlike other banquets which has a fixed (20-25% inflated rate per plate), you hire your own caterer

4. Security

5. Your guests can enjoy beautiful RBI colony and can reside at RBI guest house , which will cost 4000/day in other banquets

Make a beautiful image of this, and just stop the people posting the same salary structure again and again

same as title.....