r/legaladvicePH

Nakabangga mom ko ng isang vios (montero dala ng mom ko). Sa labas ng isang mall kahapon. Minimal damage, slow speed lang kasi papasok ng parking yung mom ko. When she turned right, bigla raw nag-forward yung vios.

Yung driver ng vios, ayaw magpadaan sa insurance or sa pulis. Di nga niya inantay yung pulis

/traffic bureau para mag-inspect ng bangga. Iniinsist niya na cash ibayad namin. Tapos umalis na lang siya nang di pa tapos yung usapan and nang wala pa yung pulis.

Nag-file ng police report mom ko.

Tinawagan kami ng vios driver ngayon, sabi niya 8k daw yung quote ng talyer. Pinasend namin para madaan sa insurance. Nagpupumilit siya na cash na lang daw kasi matatagalan pag sa insurance.

Sabi namin kaya nga may insurance. Ayaw namin cash. Siya raw walang insurance.

Ngayon pinipilit niya naman na bayaran namin yung mga araw na di siya makapagtrabaho if idadaan sa insurance, kasi gamit daw niya everyday yung sasakyan niya sa work.

Yung damage ng vios is sa left front headlight. Walang CCTV na nakuha or dashcam footage.

My question is, obligated ba kami bayaran yung missed work days niya?

hello po, i really don’t know what to do na po. :(( my mother got a phone through Home Credit installment and promised to pay the monthly dues, pero once lang po siya nagbayad. ang mas nakaka-stress po is ginamit niya yung name, phone number, and address ko for the installment. ngayon, nakatanggap po ako ng message from Home Credit saying na may barangay hearing na daw po.

my mother and i are no longer in communication. i tried contacting her before para ipaalala yung utang niya, pero puro panunumbat lang po ang ginawa niya. it seems like she has no intention of paying it at all. separated na rin po sila ng father ko matagal na, that’s why lulubog lilitaw siya pag may kailangan lang siya ganon or pag nakaalala minsan (before).

i’m still a student po, and i don’t have the money to pay for the remaining balance since marami rin po akong ibang gastusin. finals na rin po namin, and i’m already dealing with a lot of personal problems. this situation is affecting me mentally and emotionally kasi hindi ko alam kung ano ang pwedeng mangyari.

i’m worried about the possible consequences of this unpaid installment, especially since my personal information was used for the transaction. i also don’t know what to do about the barangay hearing, since wala rin talaga akong panahon doon at may klase rin ako.

what should i do po in this situation? may legal consequences po ba sa akin kahit mother ko ang kumuha ng phone at nangakong magbabayad? paano ko po mapoprotektahan ang sarili ko, especially since wala talaga akong kakayahang bayaran yung utang niya? i’m really stressed and scared right now because i feel like i’m being held responsible for something i didn’t intend to take on. :((

What: We recently got our house turned over through Pag-IBIG in a new subdivision (no HOA yet) and are renovating. Our neighbor built an extension flush against our wall, so I reported it to the subdivision admin. Their engineer confirmed part of it (half the hollow blocks) shouldn't have been built that way.

When: Today

Where: Subdivision

How: Today, we met in person with the admin present. I stayed calm and focused on the fence. I told them it was fine as long as they leave half of it, and they agreed. The issue was settled.

But even after that, they kept attacking us personally:

-They mocked my dad, a registered PWD with glaucoma, asking "Yung tatay mo ba yung duling? Yung bulag?" When I told them he has glaucoma, they laughed together.

-They said they don't want us as neighbors because we're "taga-bukid, at mga ugaling bukid.” For context, my family has tan skin, my dad works as an installer so when he visits our house, he looks ragged. We grew up poor, but we have dignity.

-They said we think too highly of ourselves just because we raised a concern.

-They said the house isn't really ours because it's under a Pag-IBIG loan.

-They said our opinion doesn't matter: "wala kayong pakialam sa pinapagawa namin."

-They recorded us inside our house even after I clearly said I didn't consent. Her reply: "Wala akong pakialam sayo."

-They threatened to file at the barangay and to petition to have us removed from the subdivision because they don't want us as neighbors.

-I kept trying to bring it back to the fence, which was already resolved, but they kept going with insults.

To be fair, our side's mistakes:

-My dad talked to their workers about the construction. He speaks loudly because his teeth are not complete, so they said he was "nagwawala," though he wasn't angry.

-Out of frustration, I said in a message to the admin that they were lying, because their contractor claimed the work went through the office but the admin said it didn't. In short, na-offend sila na sinabihan ko sila na sinungaling.

Previous Attempts / What I've done: filed a blotter about them being aggressive and documented everything.

Questions:
-Can they actually get us removed through a petition, especially with no HOA yet?
-Is mocking my dad's disability a violation under the PWD law (RA 7277/9442)? Is it worth pursuing?
-Is recording us inside our house without consent a violation?
-How do we deal with them from now on?

Thanks in advance.

May tanong lang po ako tungkol sa isang lupa ng pamilya namin.

Noong 1985, bumili ang lolo ko ng 500 sqm na lupa. May deed of sale siya pero hindi naiparehistro at wala siyang titulo. Simula noon, kami na ang nakatira at gumagamit ng lupa at kami rin ang nagbabayad ng amilyar.

Namatay ang lolo ko noong 2005 at naiwan ang tatlo niyang anak, ang tatay ko, tiyuhin ko, at tiyahin ko.

Noong 2015, umalis ang tiyahin ko papuntang Maynila. Sinabi niya sa tatay ko at tiyuhin ko na ayaw na daw niya sa lupa at sa kanil na lang ang lupa.

Walang pinirmahang document at walang deed of donation o waiver.

Fast forward 2020, nalaman namin na ipinagbili pala ng tiyahin ko ang buong 500 sqm sa ibang tao ng 2M.

Ang sabi niya, kanya raw ang lupa dahil siya ang nagbabayad ng amilyar at siya ang nakapangalan sa tax declaration.

Ngayon, sinasabi ng buyer na buyer in good faith daw siya dahil nakita niya ang tax declaration at wala naman daw siyang nakitang titulo na nakapangalan sa ibang tao.

Pwede ba talagang ibenta ng tiyahin ko ang buong lupa kahit may dalawa pa siyang kapatid na tagapagmana? At kung hindi, valid ba pa rin ang sale sa buyer?

Magkano po kaya consultation ng abogado sa ganitong kaso? magkano po kaya consultation fee ni legaladvice.ph o ni askabogado.ph?