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▲ 36 r/rebubblejerk+1 crossposts

Appraisal under by 100k

Purchase price was about 450k and appraisal came in at around 340k. The house comparisons supports the purchase price. All of them were about half a mile away. There was one for a house on the same street (maybe a few houses down) that was $485k. This one had pretty much the same total area and living area. Also shows that the current owner brought the house 4 years ago at $390k. There is no issue with covering the difference. Just wanted to understand if this difference was something to be concern about. Checking this on the behalf of someone else. This is in CT (none of the major cities in CT). First time posting in Reddit, thanks for the help.

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u/Solid_Rock_5583 — 1 day ago
▲ 0 r/rebubblejerk

Been a few years. Seems this sub is mostly dead, compared to the glory of late COVID.

Now that outlier markets like Sydney are trending down, do we have to take an L? Or has the prolonged period from 2020 rate cuts until today proven that bubble skeptics were correct?

View Poll

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u/javascript — 2 days ago
▲ 35 r/rebubblejerk+1 crossposts

Copium...I can smell the copium....

Riddle me this, starving realtors: If home prices are posting record declines, why would I buy now instead of sitting on the sidelines to wait out the carnage as Housing Bubble 2.0 implodes?

u/Boo_Randy_Revival — 3 days ago
▲ 394 r/rebubblejerk+2 crossposts

U.S. homebuyers are more financially stretched than at the peak of the 2007 housing bubble. According to Fannie Mae, the Debt-to-Income Ratio for U.S. mortgage originations hit 40% in 2025. That's the highest level on record.

Even eclipsing the peak of the 2007 housing bubble.

The skyrocketing DTI over the last several years is leaving more Americans house poor, and starting to lead to an increase in foreclosures.

Watch this DTI metric going forward.

As more of the existing homeowner population turns over to 6% rates, we could eventually see more mortgage distress in the market.

u/Boo_Randy_Revival — 11 days ago
▲ 394 r/rebubblejerk+3 crossposts

Lennar downgrades housing forecast AGAIN. Homes are NOW selling at lower prices than before the pandemic. Lower than the should-have-been recession and housing bust of 2019.

When the long-deferred financial reckoning day finally catches up to the Fed's asset bubbles & Ponzi markets, the wipe-out of fake wealth created by fake money is going to be epic.

u/Boo_Randy_Revival — 13 days ago
▲ 16 r/rebubblejerk

"I think we’re there or almost there. That’s why last week I set up a dozen bear debit spread all expiring 6/2026. Can’t imagine the markets not totally tanking by then."

u/dpf7 — 14 days ago