r/zerosumappbudget

i am based in Europe and currently zerosum is extremely slow and its app does not load at all..

Where can I find a status page of zerosum or scheduled maintenance?

Is there a way to favorite a specific category so it appears at the top of your From/To drop down options when moving money from other categories? I have a couple discretionary categories that I always typically pull money from when I need to… so I just wanted to check if I was maybe missing it? Thanks!

Being someone who has used YNAB for the last 6 years and currently migrating/adjusting to ZS, using the tags has been so great! Originally in the category group I would have a main category holding all the funds, then transfer funding to its "sub-categories" as I spent. For example, a Overall Gifts funds to budget money into, then sub-categories for birthdays, weddings, etc. The Tags has essentially allowed me to use those as the sub-categories, making my actual budget a lot cleaner.

I wonder if something like having the ability to budget at the category group level and any expenses in the category pulled from there. Would love to hear from others on how they're using tags or handle more specific sub-categories!

So I have cancelled my YNAB subscription after trying zerosum for 4 days and I really like it. I used YNAB for 8 months and it was good but it was too pricey for me. Moving my data over to Zerosum was so easy and some of the reports are actually better than YNAB so full credits to the developer.

I only wish there was a proper app for android users. The web app is great and works well on the phone but I can't get my chrome app to act as an app which is easily possible on the desktop.

The other issue I find strange is compatability with Plaid in the EU/ Ireland. I was able to sync my accounts with YNAB through plaid but can't do the same with zerosum as it is only available for US, Canada and UK. These two issues are minor though as the app works great and costs a lot less than YNAB.

I would really like the option to define a custom start day for the monthly budget period instead of always using calendar months.

For example, I am paid on the 20th of every month, so my natural budgeting cycle is:

20 August → 19 September

20 September → 19 October

rather than:

1 August → 31 August

The important part is that this should not simply be a payday setting. The entire budget period should follow the selected start date, including:

• Ready to Budget
• category activity
• available balances
• rollover
• goals/targets
• reports and monthly totals

Ideally, there could be a setting such as:

Budget month starts on: [20]

This would make ZeroSum much more flexible for people who are paid on dates other than the 1st and who prefer their budget cycle to follow their actual income cycle.

For me personally, this is probably the main feature missing from ZeroSum at the moment.

Hello,

I received a credit refund and assigned it to RTA. My CC balance is +309.15 and the CC category shows 92.42.

Should the category just show zero as the CC has a positive balance?

Do I just move the 92.42 to RTA?

Confused.

Thanks

I'm not sure if this is a me problem or a problem with the app, but I installed it today and I simply cannot log in.

Something janky is going on with the keyboard for the app (and yes, I force quit the app etc.) - it's impossible to minimise / make the keyboard go away - which is a problem, because there's no way for me to click login (the return button on the keyboard worked, okay), but then when the one time passcode is requested, I can, again, not click the button to proceed, as the keyboard is over it and I can't make that go away and of course there is no return on the keyboard itself, so...

iPhone Air and latest iOS, obvs.

Is it possible to receive app notifications on Android as an app icon badge or just at the top of the screen? I like how YNAB would let me know when transaction needed approved, or new transactions downloaded, etc..

I used YNAB for 10 years+. I tried the fintech apps but not sold on having my money at one of those. Also been using Beacon Budget (formally Das Budget... Simple Bank clone) ZeroSum is a great replacement to YNAB but totally different than Beacon Budget which is just like the old Simple.

What’s stopping me moving to ZeroSum?

ZeroSum looks like a good alternative to YNAB, and I’m seriously considering switching.

One feature I use a lot in YNAB is being able to see my projected future account balance based on recurring transactions. It lets me see whether my checking account will have enough to cover upcoming spending, or whether I need to move money over from savings.

Unless I’m missing something, I can’t find an equivalent feature in ZeroSum. I can see the recurring transaction indicator, but not a projected balance based on those future transactions.

Is this feature available somewhere that I’ve missed, or is it something ZeroSum doesn’t currently support?

I've been using YNAB for well over 15 years (with a couple year break when the Simple card came out), but yeah - seeing it slowly morph into what it is now has been depressing. I tried out ZeroSum when the initial dam broke a couple of months ago, and had no luck with Lunch Flow syncing. Tried again once Plaid was set up, but the lack of Apple Card support made it difficult to commit to switching. And after a frustrating moment in YNAB a week ago, I tried again.

• All the fonts were too small on mobile, then made them larger and increased the contrast.
• Felt too utilitarian. Paper theme made me smile.
• Was confused by the forecasting, then realized my Goals didn't transfer and reset them.
• My Chase cards weren't syncing, but 24 hours later they kicked off
• Started diving deeper into Analytics, cleaning up my Payees, and found zen in manually entering Apple Card entries.

Yeah, hooked. And cancelled my YNAB sub.

One day I'd love a customizable Overview and Apple Card support (yes, I know they're both coming!), but it's already such a better experience than the software I swore by, and I can't wait to see how this grows.

Question, though!

I'd love an analytics view that gave me a visual for how a goal this month is trending. I have x money set aside for eating out, as an example, and seeing any kind of data on if it looks like I'll overspend or not would be wonderful.

I know we have the bars in our budgets, but how the "Forecast" Analytics view shows the ranges, would be neat to see my percentages for staying under / going over a goal?

Is there already a way to do this that I'm missing? Or is it a bad idea for reasons?

UPDATE: I super missed the Spending Pace element in the Budget side panel (thanks Quirky_Exercise_9064)! This would be an AWESOME thing to be able to bring into a future customizable Overview - like being able to post a handful of goals you want to see the pace of in single spot.

Stealth edit, this exists! Thanks LadyEnigma - it's crazy how much power this app already has. :)

Hi! Loving the app so far and I'm 99% sure I'll be making the official switch from YNAB very soon.

Since this is (informally, at least 😅) a feature request forum...

One thing I like about YNAB is that I can do the following on split transactions:

• Leave the top payee blank
• Register a different Payee for each of the split transactions
• Have the amount of the splits correspond to their respective payees, but not the total

So, for instance, if I take out $60 at an ATM, that comes through as one transaction, but if I split it to $40 for Payee 1 and $20 for Payee 2, YNAB just ignores the $60 blanket transaction and lets me leave the Payee field blank.

I just tried to do this on Zerosum and it wanted a blanket Payee. Is there any way to do this, or should I just delete the synced transaction and set up two manual transactions whenever I do this?

How do you feel about letting plaid access your accounts? I’m going to subscribe and was leaning towards the basic plan.

I would like to be able to select multiple category groups at once while using the mobile version on Android. I have 16 category groups but I only like to Auto Budget 6 of these groups normaly. This is simple to do on the website on a PC but I don't think it is currently possible on the mobile version.

I want the 'all transactions' icon to be the 'configurable fourth' icon. But how? I can't find any actual instructions and nothing I've tried poking around has worked.

From the help article. It describes what you can do, but not how to do it:

The mobile bottom navigation has four slots: Budget, Calendar, Accounts, and a configurable fourth. This setting picks that fourth slot: either Overview (your dashboard cards) or Analytics. The option you do not pin stays reachable from the More menu.

I have an Apple Card CC account and need to sync with other app I am using, if I select 5 transactions and hit export, it wants to export 47 transactions. Can this be added or am I missing something?

Thanks