Down Payment - Southern California

Wife (38) and I (41) are touring properties and will be ready to buy within the next 6 to 9 months. We have a decent down payment locked and loaded ($80k) but I like for us to continue to add to that to cover closing costs, cash reserves, moving expenses, etc.

We’ve been finding listings off Redfin and a local agent who works there has been helping us tour properties. We asked him what down payment amount is he seeing lately that buyers like us are using. His response was the minimum 3.5%.

I’m reluctant to believe that because of the high list prices of properties in San Diego. Condos and Townhomes alone are easily $400k and up. SFH’s are $750k to over a million.

Curious for those who’ve purchased since 2022, what was your down payment amount as a percentage and closing costs? What was the list price of the property?

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u/ACooperSucks2 — 3 days ago

Down Payment - Southern California

Wife (38) and I (41) are touring properties and will be ready to buy within the next 6 to 9 months. We have a decent down payment locked and loaded ($80k) but I like for us to continue to add to that to cover closing costs, cash reserves, moving expenses, etc.

We’ve been finding listings off Redfin and a local agent who works there has been helping us tour properties. We asked him what down payment amount is he seeing lately that buyers like us are using. His response was the minimum 3.5%.

I’m reluctant to believe that because of the high list prices of properties in San Diego. Condos and Townhomes alone are easily $400k and up. SFH’s are $750k to over a million.

Curious for those who’ve purchased since 2022, what was your down payment amount as a percentage and closing costs? What was the list price of the property?

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u/ACooperSucks2 — 3 days ago
▲ 0 r/Nurses

Corporate America to ADN

TLDR: Is pursuing an ADN part time realistic or do I need to quit corporate to go FT?

I don't know if this is the correct sub but I am seeking any helpful answers, advice, and insight.

I currently work in Corporate America in tech. I hate it. The politics are dumb, my entire team sucks and is by far the worst I have been on in my entire adult working life. I genuinely have little to no satisfaction for what I do and there is constant negative feedback with little positive feedback and recognition for most of us on the team.

I have been at this company for about 6 years, have not been promoted either despite doing everything that is asked of me. I interviewed with other internal departments to no success. I feel stuck and hopeless. It also has triggered my anxiety significantly and I am looking for a career change at the age of 40.

I use to work as a child and adult registered behavior tech when I was in college for the better part of 3 years helping those who had disabilities, primarily autism. It was the most satisfying job I had and I feel like healthcare would suit my skillset and personality better. My mom is a LVN so I likely inherited those conscientious and openness genetics from her.

However, here is my dilemma. I understand that I can pursue an ABSN but given I work standard corporate hours, this is just not possible. I do have three degrees. An associates and bachelors in geography, and a masters in psych so I can bypass general ed.

I was thinking about pursuing an ADN though. I am going to attend an information session 7/7/2026 but I wanted to know is obtaining this degree part time realistic, or would, perhaps do I need to, quit my dumb corporate job for a chance to earn an ADN?

I linked the program below. Thanks for any insight.

https://www.grossmont.edu/academics/programs/nursing/index.php

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u/ACooperSucks2 — 5 days ago

What Ramen Reminds You and Only You of Japan?

Menya Ultra tonkotsu hot is divine. It reminded me and my wife of the ramen we had in Osaka earlier this year at Ramen Zundoya.

Unpopular opinion but we we had Hiro Nori Tonkotsu yesterday and we thought it was okay. Flavor was too subtle for us I guess. The crispy rice with spicy tuna was excellent though and the service was extremely attentive. We will return to try again.

The tonkotsu ramen at MU is elite. It was well balanced, with powerful aromatics, and the umami pierced through our taste buds from the first sip of the broth. I want that bowl injected into my veins.

Anyone who’s been to Japan, what Ramen restaurants to you in SD are of the same as those in Japan?

u/ACooperSucks2 — 8 days ago

What Are Annoying Things Passengers Do? How Can We Make Your Jobs Easier?

Basically title. Just curious what can I do as a passenger to make y’all lives easier?

I always say please and thank you during meal and snack service’s and the FA’s face’s appear rather pleased when I state “please”. I think this word is understated and can be utilized more.

I am tall and always close the overhead bins too when and if they are full in my row. I always get out of your guys way as well if you are in the aisle.

Anything else I can do to make your lives easier?

Also, what are some things that passengers do that truly annoy y’all?

Edit: Didn’t realize how many pax touch FA’s without their consent? Come on ya’ll where are the basic manners at?

Edit 2: LMAO, some of yall are weird af in here and seem to think this post is seeking validation. Couldn’t be more untrue.

I hope this helps future travelers that see this though.

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u/ACooperSucks2 — 11 days ago

Laggy Servers As Of Late?

Anyone else experiencing lag and stutter? I’m on PS5 with crossplay turned off. Internet speed is 189 mbps. I have my tv on the background with the World Cup on. My phone and wife’s phone are the other two connected to my WiFi. I am thinking this is an issue on Embarks end?

I haven’t been able to effectively play much between yesterday and today.

u/ACooperSucks2 — 14 days ago

Love Planting Deadlines On Arc’s Head.

Now, that I got the Snaphook BP, all I want to do is climb on top of Vapes, Rocketeers, and the Queen to plant DL’s.

And judging by the other raiders chuckle, he seems to have gotten a kick out of it as much as myself. Too bad I can’t see his POV cause it is funny as hell from below watching another raider ride Arc.

u/ACooperSucks2 — 17 days ago
▲ 0 r/travel

Positano or Amalfi? 10 Year Wedding Anniversary.

TLDR: Would you choose Positano or Amalfi as a base for a 5 day wedding anniversary? Open to exploring other towns in that time frame.

We have only a week of time and are considering flying from Southern California to visit Positano or Amalfi for our 10 year wedding anniversary in October this year. Dates are Oct 5-9 so five full days in either location. Flying SoCal-Rome Oct 3. Flying Rome-SoCal Oct 10.

We have been to Italy before and have visited Rome, Florence, and Venice. Loved Florence the most out of all three. We most recently traveled to Spain last week visiting Barcelona, Seville, and Mallorca. We enjoyed all three but loved Mallorca the most. Cala Deia and Cala Do'r were beautiful and reminded us of California a bit.

We have also visited about 20 countries now including 5 in Europe and all of the worlds wonders except the Great Wall and have done a safari experience in Kenya too. I state this to say we are not new to traveling.

We love art, architecture, boutique hotels, beaches, street food, diving, Italy, sailing on Yachts, visiting Cala's, Michelin star restaurants, seaside mountain towns, villages, and local culture. We don't like all inclusives or tourists traps.

Where would you visit, Positano or Amalfi? I will take any hotel, yacht charters, and restaurants recommendations too if you have them! Thank you very much!

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u/ACooperSucks2 — 22 days ago

CDG-LAX Business Upgrade

Upgraded from economy to BC (seats 19L and 20L) at the 30 hour check in mark and paid $742 each for my wife and I via the AF app. I think that is a steal.

Originally, I paid our flights with flying blue miles + an additional $500 or something like that. Consequently, I was told by an AF rep via WhatsApp that I am not eligible to receive upgrades before check in opens. I state that because I was hopeful to upgrade flying from LAX to CDG but was unable to due to no BC seats being available. Something to consider if paying with miles is that you’ll have to wait to upgrade when check in opens.

Anyway, AF BC is an excellent product. There is a small cubby that (not pictured) has headphones and a bottle of water inside. The cubby is to my right adjacent to the table. Full lie flat seats of course, a sliding door, amenity kit, slippers, blanket, pillow, and a cover for the seat.

Dinner was excellent. We both had the salmon and it was superb! One of the best I’ve eaten. In fact, all three meals were delectable. The fresh baguette was delicious. I didn’t have the champagne or wine but I’m confident the selection was great.

The 777-300 we were on was equipped with La Premiere too! Didn’t have an opportunity to see it but from reading it sounds like a dream.

If you can afford to upgrade on this route to BC, strongly recommend. I enjoyed it more than Qatar.

u/ACooperSucks2 — 25 days ago
▲ 0 r/travel

Underwhelmed By Barcelona.

Anyone else feel similar? Spent a full week there, then flew to Seville for a few days with a day trip to Ronda and am now on Mallorca for a week.

Seville and Mallorca I absolutely love more than Barcelona. Just incredible places for me. And I understand a week is not enough time to experience the entire city of Bcn but as a visitor it lacked something for me and I don’t quite know what it is.

To compare, I’m from the U.S., grew up in Southern California specifically San Diego. So I already live in a Mediterranean climate in a large coastal city. I’ve been to 20+ countries now and absolutely loved Cairo, NYC, Vienna, Paris, Tokyo, Osaka, SF, Rio, Rome, Florence, Amman, Medellin, and many others. All of those cities for me are far more impressive on arrival and have an immediate wow factor whereas Barcelona just felt underwhelming when I arrived.

Don’t get me wrong, Barcelona is a lovely city with, in my experience, friendly locals, unique architecture, parks, history, efficient and easy public transport, and stunning view points. I love the seafood and some of the restaurants we dined at were great. However, it just lacks something for me and I’d put in the middle to bottom of the pack out of all the European cities I’ve visited so far.

I felt this same way about Lima, Peru too although I rank Lima much lower than Barcelona. I would return but as a quick stopover before traveling to Madrid and other regions of Spain.

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u/ACooperSucks2 — 1 month ago