We're thinking about selling our house in East Bristol and moving to Portishead. Currently we walk or cycle to work in Filton 2-3 days a week.
How is the commute from Portishead to Filton? Will we despise it eventually?
Work work normal 9-5 hours, could flex to 8-4 but would also need to work around school drop off and pick up times.
I overheard a conversation the other day while at the sauna. A couple were talking about how they took their kids to a river/stream for fossil hunting.
The only details I got was it was around 45 mins from Bristol and was nearish the motorway. From the description it sounded very shallow, shallow enough for young children.
I've searched high and low across the internet and cannot locate it.
I received a calculation of inheritance tax letter a couple of weeks ago. There is an amount against 'total of chargeable lifetime transfers' which is reducing the IHT nil rate and therefore increasing the amount of IHT owed.
The issue I have is I have no idea what this amount refers to. I've tried calling HMRC but can't get through. I've also sent a letter but no answer as of yet.
Two questions for you smart Reddit people:
Will HMRC be able to tell me the dates, amounts (if the total was several payments) and who these payments were made to?
The HMRC letters has a named contact for me to query with however the number provided is the generic one. Has anyone had success in calling and speaking to their name contact before? Or should I just stick to letters.
Cheers.
Hello all,
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This financial year I deposited £20,000 into my Hargreaves and Lansdowne S&S ISA. I invested £19,500 and withdraw the remaining £500 as HL couldn't purchase a particular stock I was interested in.
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I opened a S&S ISA with Trading212 shortly after, deposited 500 and invested it.
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Have I exceeded my annual amount by £500? So £20,500.
If so, what is the best course of action to rectify my mistake?
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I have general trading accounts with both brokers in addition to the ISAs.
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Cheers.
Update! Thanks all for your replies, I have contacted Trading 212 and reported.
Hello all.
I'm looking for recommendations for a electric cargo bike that would fit nicely into an Asgard metal shed, the smallest one with the front door opening (picture for reference).
I've got a 5 year old and a 1 year old and would ideally like to have both on the bike.
These Asgard sheds are pretty popular (or at least where I live) so hoping some of you already have this setup.
Cheers.
What a glorious day. The marinade was coconut milk, lime, ginger, garlic and curry powder. Marinated for 24 hours before cooking on the Weber.
I lost abit of the skin as the cast iron was too hot but managed a pretty good cook on the rest.
Served with potato salad, tomatoes, aubergine, courgette and 4 cans of Thatchers blood orange.
A few sausages and chicken breast for the kids.
Hello All,
I'm 99% sure I know the answer already to my 1st question but I just wanted some real humans to confirm vs Google/AI/websites.
I was informed about a account belonging to my grandad (deceased), it was all stocks/share and has since been cashed out upon discovery. My Dad's (deceased) share is being split between myself and siblings. I've already paid the outstanding IHT as I was Dad's executor and the additional amount tipped us over the IHT allowance.
I owe around £5000 in CGT, am I correct in saying I cannot do a spousal transfer as the asset (stocks/shares) have already been cashed out? I was hoping to take advantage of a combined £6000 allowance vs £3000.
Has anyone been through something like this before in terms of HMRC charging interest? Both grandparents died over 20 years ago and from my understanding there is a 20 year rule on interest. We genuinely had no knowledge of the account and the investment bank involved made no attempt to contact relatives until 2025. The bank confirmed in a letter they used public records to identify relatives of the deceased.
I have queried with HMRC regarding the second question but from my understand I could be in for a very long wait for an answer.
Cheers.