u/Alternative-Pin5760

Why did Sid go home and Leckie stayed in theater?

Location: Virginia USA

I paid a fee to help with a disability claim. There were issues with the portal and timely responses so I thought I was getting scammed and filed a dispute with my credit card company. The company never did anything for me. Company said they would refund my money if I withdrew the dispute. Let the dispute play out and was ruled in their favor due to some misrepresentation on their part. Sent the letter closing the dispute to the company and now crickets. Sent a formal demand email (AI assisted) highlighting their refund promise and nothing. Now ready to move forward with a small claim suit. Will a formal demand letter signed by an attorney be worth it or should I go direct to a small claims filing? Both cost close to the same amount.

I see a lot of posts on here about FEHB worth x amount in retirement. My husband is retired military and we are both Vets eligible for VA healthcare. He is over 65 and currently uses Medicare with Tricare as a supplement and VA for certain things. I’m younger and still a Fed planning to retire in the next three years. I have Tricare Prime and use the VA for certain things. We have Delta Dental and BCBS vision. Am I missing something? Is there any reason I would sign up for FEHB?

Thank you and ice cream.

Are you kidding me?