Have their rules on requesting a CLI changed?

Hello,

I've been a truist customer for about 15 years (legacy BB&T) and a few years back I requested a few credit cards after receiving pre-approval fliers. Unfortunately the credit limit on these cards are the lowest of all my cards (average cl is about 10k on my other cards) and so of course I don't really use the truist cards (one was closed due to non use). I recently received a 0% balance transfer promotion email but for my lowest CL card and was wondering if they still do hard pulls on limit requests or if they do soft pulls now like most FS companies.

Current credit score is 750 on Experian (with the other two around that). No hard pulls in 3 years (nothing on the CR and I'd like to keep it that way).

Also, does anyone have experience in receiving a decent credit limit when requesting an increase?

Thank you in advance

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u/Alucard624 — 9 days ago

Ever accidently fat finger your ult at an awkward moment and then everyone looks at you? Well you're not alone (LFG)

Just looking for a few folks who are willing to group up and run a few games of QP and if the vibes are good comp. I try to keep things really chill and comical as that's what video games are made for. Just an fyi I am also a streamer (small time) but I tend to not stream rivals as I have to turn voice chat off as the toxicity kills the vibes of my stream (I generally stream RPG type games), so if you see me online there's a 50/50 chance I'll be streaming, however if you're cool with being on stream then all the better (I have a great community).

Anyway, HMU and apologies in advance if I am slow to respond to reddit chats, it's the worst interface known to man and apparently I have like 300 unanswered chats in there currently (so I am sorry to everyone previously who reached out [seriously my bad]).

I don't really care what region you are from for QP, but I am in NA, for comp I have not done my placements in a hot minute, so I am probably the lowest (highest was GM I think) and role is flex.

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u/Alucard624 — 2 months ago

WW Endgame/Push Guide

Earlier in the season I came across a post that recommended we use maxroll's guide until we get to the endgame then they recommended another guide to get even further as the poster stated maxroll's guide was a good start but had limitations. I cannot for the life of me find that post and was wondering what everyone's thoughts were on endgame/push builds as I am starting to stall on tower content specifically at level 120 and was hoping to see if anyone could point me in the right direction.

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u/Alucard624 — 3 months ago

Anyone had a decent Mythic seal drop yet this season and if so can you share what it was?

I played spiritborn last season (joined about midway) and was lucky enough to get 3 mythic seals to drop and they were all mid at best, but still some never get any to drop. As a new WW barb in S14 was just wondering what everyone else's' luck has been so far this season.

Thank you in advance!

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u/Alucard624 — 3 months ago

The moment you log in after the S14 Nerfs

I know I am late to the party guys, unfortunately I have been out of pocket so this is my first time logging in and I am adjusting. I know there are some different builds to try but I am going through the stages of denial :P.

u/Alucard624 — 3 months ago

Dumb Question from a Noob - But Gem Strength Alone does not supersede all other affix's right?

After hundreds of attempts to try and get a Gem strength god roll I started running out of material and started settling for basic unleveled polearms that had DOT multiplier with the aspect I wanted imprinted (which I know was probably a waste, I am a noob). So I am here asking your opinion, if you were using the evade counterswarm build which one would you use, the left or right?

I am now trying the last resort method where you just hope you get gem strength and it's still modifiable and then you turn it in to a god roll which is what I presume most season players are doing.

u/Alucard624 — 4 months ago

Evade Counterswarm vs Pit Bosses (lvl 120+)

Apologies in advance if this is a repetitive question but I am currently stuck and could use some advice. I am a relatively new player and I used the guide at maxroll.gg to build an Evade Counterswarm spiritborn and i'm having a lot of fun with the build! I can pretty much solo everything at T12 which including mephisto which makes me happy as he brought my paladin a lot of grief. . My only problem is when it comes to pit bosses, for some reason I cannot do enough damage to burn their health. It only takes me about two minutes to get to a pit boss at tower level 120 but I will sit there and try to burn him for the entire time while he tries to do the same. I think it's because the design of my build is for characters at paragon 300, but maybe there's something i'm missing. I dunno.

Also, I've been trying to get Gem stength to roll on my 2h wep for awhile now, to the point that I want to break my PC in half. Has anyone successfully been able to get it to roll on a decent 2h wep and if so how much of a damage output did you see?

u/Alucard624 — 4 months ago
▲ 1 r/AskVet

Are curbside consults possible?

I relocated across the state and need to take my adult dog for his annual visit, but he definitely needs to be on a chill protocol when going. The problem is we are out of the medication and in my state (texas) you cannot get prescribed any medication from a veterinarian virtually you have to be seen first which I totally get, but there's no way I would be able to get him out of the car once we get to the parking lot. I tried calling the previous vet, but even though I went to them for years, they were absolutely no help (I am beyond frustrated with their lack empathy [but that's another whole thing]). So my question is, is it possible to establish that relationship via curbside consult and so that I can get him on the chill protocol to do the more formal evaluation? Apparently they do home visits in some areas around me but unfortunately my address is outside of the the radius.

He's not sick or anything, I just want to get him in for his annual visit and also I want to establish a relationship with a new vet in my new area.

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u/Alucard624 — 4 months ago